Optimize  getter to avoid cloning in 

As identified in [PR #2191](https://github.com/dashpay/platform/pull/2191) [comment](https://github.com/dashpay/platform/pull/2191#discussion_r1782876157) by @shumkov, the  getter currently clones the , which may introduce unnecessary overhead. This issue is to track the optimization of the  getter to avoid cloning for improved performance.