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When users cancel a paid subscription which includes a credit allowance, like the personal paid plan, they should not be penalized for cancellations right after subscribing, or at the start of a billing period.
Effect of cancellation:
Issue final invoice for that month.
Usage limit drops back down to the free plan limit (500 credits).
The charge for the $€ 9.00 flat-rate amount is pro-rated, proportional to usage or time (investigate Stripe support)