Monthly payday and SIP deploy workflow (portfolio deploy)

[iamsaquib8]

What

Roadmap idea. Every month on payday, investors deploy fresh savings across their portfolio. Today rebalance --inflow handles target weight rebalancing, but investors often have to balance target weights, underfunded goals, minimum SIP amounts, whole-share lot sizes, and single-stock concentration caps by hand.

Design

• stockwise portfolio deploy <AMOUNT> (e.g. portfolio deploy 50000):
  • Inflow-only rebalancing: zero sell orders, only buying to close under-allocation gaps.
  • Prioritizes holdings that are most underweight relative to portfolio target weights and goals with the largest funding deficits.
  • Respects look-through single-stock exposure caps via Portfolio X-Ray (e.g. ensuring an indirect holding via an ETF doesn't push a stock over your max allocation limit).
  • Handles real-world execution constraints: whole-share integer quantities for stocks and AMFI scheme minimums for mutual funds (e.g. ₹500 or ₹1,000 increments).
  • Shows an exact before-and-after allocation preview, drift reduction %, and copy-pasteable execution list (or optional previewed order staging for supported brokers).
• --json and MCP tool support so an AI assistant can answer: "Where should my ₹50,000 monthly SIP go this month to balance my portfolio and fund my retirement goal?"

Done when

• Deterministic mathematical allocation solver tested with whole-share rounding and minimum constraints.
• Generates an inflow-only plan with zero sales and previewed before/after allocation metrics.
• Respects #260 and DISCLAIMER.md: allocation math against user-defined targets, strictly no stock tips.

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Upvote or comment below with how you currently deploy your monthly savings and what rules matter most to you (minimum ticket sizes, tax considerations, goal prioritization). Ideas with community demand get scheduled on the roadmap.