Add spendableInputsTxBodyF and fix requiring witnesses for refInputs

[lehins]

Description

Restructure of collecting required witnesses by accident also enforced to require witnesses for reference inputs in #3425

This PR fixes the problem by adding spendableInputsTxBodyF

Checklist

• Commit sequence broadly makes sense and commits have useful messages
• New tests are added if needed and existing tests are updated
• When applicable, versions are updated in .cabal and CHANGELOG.md files according to the
  versioning process.
• The version bounds in .cabal files for all affected packages are updated. If you change the bounds in a cabal file, that package itself must have a version increase. (See RELEASING.md)
• All visible changes are prepended to the latest section of a CHANGELOG.md for the affected packages. New section is never added with the code changes. (See RELEASING.md)
• Code is formatted with fourmolu (use scripts/fourmolize.sh)
• Cabal files are formatted (use scripts/cabal-format.sh)
• hie.yaml has been updated (use scripts/gen-hie.sh)
• Self-reviewed the diff

[teodanciu]

Looks good to me.
Something good came from this problem: clarifying what "spendableInput" is for each era. I think the existence of this concept as a lens will be useful to help preventing similar issues.