fix(preferences): return default values when reading preferences

[mabaasit]

With ampersand, the model always returned default values if they were missing from the storage file. In this PR, I am keeping the same behaviour.

Description

Checklist

• New tests and/or benchmarks are included
• Documentation is changed or added
• I have signed the MongoDB Contributor License Agreement (https://www.mongodb.com/legal/contributor-agreement)

Motivation and Context

• Bugfix
• New feature
• Dependency update
• Misc

Open Questions

Dependents

Types of changes

• Backport Needed
• Patch (non-breaking change which fixes an issue)
• Minor (non-breaking change which adds functionality)
• Major (fix or feature that would cause existing functionality to change)