[WALL] Farhan: Fix rate limit

[farhan-nurzi-deriv]

Changes:

Because we do fetch as we need in wallet, if we spam and switch between accounts, it will cause rate limit in the legacy store. Here adding staleTime because these endpoints's response will not be updated unless we do some operations (like adding account(s) or switching account)

Screenshots:

Please provide some screenshots of the change.

[vercel]

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Name	Status	Preview	Updated (UTC)
deriv-app	✅ Ready (Inspect)	Visit Preview	Jan 15, 2024 8:32am

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[github-actions]

A production App ID was automatically generated for this PR. (log)

• PR: [WALL] Farhan: Fix rate limit #12947
• URLs:
  • w/ App ID + Server: https://deriv-app-git-fork-farhan-nurzi-deriv-farhan-fix-rate-limit.binary.sx?qa_server=red.derivws.com&app_id=32113
  • Original: https://deriv-app-git-fork-farhan-nurzi-deriv-farhan-fix-rate-limit.binary.sx
• App ID: 32113

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- **PR**: [https://github.com/binary-com/deriv-app/pull/12947](https://github.com/binary-com/deriv-app/pull/12947)
- **URLs**:
    - **w/ App ID + Server**: https://deriv-app-git-fork-farhan-nurzi-deriv-farhan-fix-rate-limit.binary.sx?qa_server=red.derivws.com&app_id=32113
    - **Original**: https://deriv-app-git-fork-farhan-nurzi-deriv-farhan-fix-rate-limit.binary.sx
- **App ID**: `32113`

[github-actions]

🚨 Lighthouse report for the changes in this PR:

Category	Score
🔺 Performance	20
🟧 Accessibility	89
🟢 Best practices	92
🟢 SEO	92
🟧 PWA	80

Lighthouse ran with https://deriv-app-git-fork-farhan-nurzi-deriv-farhan-fix-rate-limit.binary.sx/

[sonarqubecloud]

Quality Gate failed

Failed conditions

B Reliability Rating on New Code (required ≥ A)

See analysis details on SonarCloud

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