v0.12.1

What's Changed

• fix: make Hosted payment and monthly cap refusals terminal by @saurabhjain1592 in #114
• chore: prepare unpublished Rust SDK 0.12.1 candidate by @saurabhjain1592 in #115
• Date 0.12.1 Hosted client release for 4 November 2026 by @saurabhjain1592 in #116

Full Changelog: v0.12.0...v0.12.1