Open Net Worth 0.1.43 Beta

Download 0.1.43 from the releases page. Published 2026-11-08.

Open Net Worth 0.1.43 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• Voice calls with Lucius now have Krisp noise cancelling to filter out background sound
• Canadian banks and institutions now appear when you connect an account through Plaid
• Dates now follow your Date format setting everywhere in the app
• Password managers can now save and fill your login details on the sign-in page
• The top bar and bottom buttons now sit correctly on iPhone and iPad after rotating the screen
• Large amounts now show the same K, M, B and T suffixes in every number format

New

• Profile: Update_profile reports the Instructions line diff
• Voice: Krisp noise cancelling, and fixes from the first real calls (#89)
• Plaid: Offer Canadian institutions in Plaid Link (#90)
• Cli: --auto-update and --auto-start work too, off the help
• Install: The server installer says how to reload and what to run next
• Cli: Onw autostart on, off and status

Fixes

• UI: A wrapped Keep awake switch starts under the notice's text, not at the right
• UI: Top line on the Lucius side panel too; Keep awake notice wraps its switch under the text
• Pwa: Re-lay out sooner after an iPhone rotates — nudge while it settles and on resize
• Pwa: Re-lay the page out after an iPhone rotates, so the portrait status band doesn't linger
• Layout: IPhone reserves no top inset, so a stale one after rotating can't push the ticker bar down
• Layout: The iPhone top edge shows in portrait at any width
• Layout: The iPhone top edge shows in portrait only
• Layout: Draw the top edge only on iPhone-family devices with the wide layout
• Layout: Draw a top edge above the rail and top bar in the installed app
• Layout: Draw a top edge above the rail and top bar on touch layouts
• Layout: Drop the 24px iPad floor under the installed app's top inset
• Layout: Cap the top inset on every touch device with the desktop shell, not only installed apps
• Layout: The rail and desktop shell floor use dvh so the bottom rail buttons stay on screen
• Format: Compact amounts pass the type check again
• Layout: Panel tabs use dvh and a foldable's top inset no longer inflates the ticker bar
• Auth: Hidden username field so password managers can save and fill the login
• Format: Compact amounts use fixed K/M/B/T suffixes in every number format
• Install: Say to reload before running any command
• Install: Name PATH and the exact file to source, in two lines
• Dates: Raw ISO and hard-coded dates follow the Date-format setting (#88)

Full changelog: ae2028a...44b1981

Source: 44b1981

Open Net Worth 0.1.42 Beta

Download 0.1.42 from the releases page. Published 2026-11-08.

Open Net Worth 0.1.42 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• Voice calls now show one ordered call log and speak card answers aloud
• The Security settings password fields now have an eye button to show or hide what you type
• The onw command now has help, start, stop, restart and logs commands, including running in the background
• The Accounts screen no longer crashes when you open it after the Dashboard
• The transaction drawer now shows dates in the format chosen in Settings

New

• Voice: One ordered call log, spoken card answers, and a sturdier call screen (#84)
• Settings: Show/hide eye on the password fields in Security
• Cli: Onw help and onw restart, and one standard set of commands
• Cli: Onw start --background, onw stop and onw logs

Fixes

• Accounts: Transaction drawer dates follow the Date-format setting (#86)
• Cli: Onw upgrade and onw status say what's happening
• Accounts: Opening Accounts after the Dashboard no longer crashes the tab

Full changelog: 231e880...ae2028a

Source: ae2028a

Open Net Worth 0.1.41 Beta

Download 0.1.41 from the releases page. Published 2026-11-07.

Open Net Worth 0.1.41 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• Actual Budget can now be connected, reviewed and imported from the app, then kept in step on a schedule
• Voice calls now show your words as you speak and appear live in the chat
• The call screen is laid out for talking, with answers written to be heard
• The terminal tool can now check whether the server is running and upgrade it
• Settings now shows the server's version at the bottom
• Price alerts now always reach you, including for stocks you don't hold

New

• Cli: Onw upgrade asks a running server to upgrade itself
• Settings: Show the server's version at the bottom of Settings
• Cli: Onw status says if it's running, where and on what version
• Voice: The call shows live in the chat, and more words join the request
• Voice: See your words as you speak, and answers that say something
• Voice: Mark the call language setting as beta
• Actual: Actual shows its own logo
• Connectors: List Monarch's hosted MCP server under Data sources
• Voice: A call screen laid out for talking, answers meant to be heard
• Actual: Actual Budget is off by default
• Actual: Connect, review and run the Actual sync from the app
• Actual: Keep a book and an Actual budget in step on a schedule
• Actual: A reviewed one-time import of an Actual budget
• Actual: Read an Actual budget as the YNAB plan shape
• Actual: Flag, connector kind and config for Actual Budget

Fixes

• Connectors: The phone page no longer fades a line of text after scrolling
• Intel: Stop the alert cleaner deleting real text, and close what a third review found
• Intel: Rewrite the alert text cleaner after a second review
• Intel: Harden the alert run and every pushed alert's text after review
• Intel: Default the price-alert Lucius run off until its review findings are fixed
• Intel: A price alert always reaches the user, whatever the delivery decider chose
• Intel: Price alerts on unheld stocks read their news, and Lucius looks into each alert
• Accounts: The Cash card no longer changes height when the review count loads
• Cli: Installed is not signed in, and a Codex retry is not a failure
• Automations: Opening a failed run clears it from Needs attention
• Lucius: Check what you remember before you flag or ask
• Voice: Settings apply without a restart, and sheets pull down to close
• Voice: Your voice's light stays low and curves down
• Actual: The connector's status doesn't carry the server's full address
• Actual: Importing a copy is held like picking one, and a paused page says what to do
• Actual: The page's words hold when two warnings meet or a budget is gone, and an old sign-in says nothing of a new one
• Actual: A host in another script stays out of the logs, and a stuck copy doesn't wait for boot
• Actual: A first pick of a copy holds what it lacks, and a refused move forgets nothing
• Actual: The public demo locks Actual's read routes too
• Actual: SQL inside a copy has a time limit and doesn't lean on the file's own schema
• Actual: What a run reads at length has a size cap and a time limit
• Actual: The plain http warning says what's exposed, and a bad certificate doesn't suggest it
• Actual: A saved sign-in doesn't follow a new server address
• Actual: A paused connector stops all contact with the server
• Actual: Server migrations run on a connection that can't reach another database
• Actual: A later batch sees an edit stamped before ours, and a run stays under the server's limit
• Actual: A failed connector read keeps Actual among the syncs
• Actual: Only a 401 or 403 sign-in is a refused sign-in
• Connectors: The modal's room is the card minus its other children
• Actual: Moving to another budget keeps the schedule
• Connectors: The modal counts everything around its body
• Actual: An import from the sync page leaves the sync as it was
• Actual: Say when the sync and the connection differ, and when a sign-in is refused
• Actual: What the screens need from the server
• Actual: A switched budget deletes nothing, and an unimported one isn't synced
• Actual: Switching budgets deletes nothing, and an answer stays answered
• Actual: A killed run's rows can be answered, and no guard is bypassed
• Actual: A failed run loses nothing, and no row is duplicated or stuck
• Actual: Openings stay openings and income reaches Ready to Assign
• Actual: Keep stray split lines and keep the server address out of logs

Full changelog: 4090c2b...231e880

Source: 231e880

Open Net Worth 0.1.40 Beta

Download 0.1.40 from the releases page. Published 2026-11-06.

Open Net Worth 0.1.40 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• Voice calls with Lucius are now on by default, with a voice menu and cheaper voices shown with their prices
• Lucius can now look at the screen you have open, including the Analysis tab's technicals and fundamentals
• Lucius can send an email digest of what affects your money
• A custom automation schedule now reads in plain words
• Hide amounts now covers every screen, including percentages and the phone's transaction list
• Transfers no longer show up as expenses in the account register

New

• Voice: Voice calls are on by default
• Voice: A calm male default voice, and the Call button's mark on the card
• Voice: Flash by default, a voice menu, full screen from a phone's chat
• Cli: onw start --auto-upgrade keeps a server on the newest signed release
• Voice: Cheaper voices in settings, each with its price
• Lucius: Screen awareness explains itself and has a default
• Lucius: Read the Analysis tab's technicals and fundamentals
• Voice: A phone's call follows you, corrections replace, voice bars
• Voice: A clearer, calmer call screen, and a worker that retries
• Lucius: Read_screen lets Lucius look at the open app
• Voice: The call screen says whose connection dropped
• Lucius: An email digest that logs, then says what affects your money
• Automations: A custom schedule reads in plain words

Fixes

• Lucius: Loose parameter tags stay off the live screen
• Lucius: The system prompt names the app
• Lucius: A conversation cut off by a crash says why it stopped
• Automations: A paused run uses up its slot, and the digest keeps security to finance apps
• Voice: A new chat from the refusal, a notice that stays put, a warmer goodbye
• Voice: Corrections drop only an unheard answer, and calls log what was spoken
• Privacy: Hide amounts covers every screen, percentages included
• Voice: A page opened before setup can reach the voice server
• Lucius: Screen awareness only decides what a message carries
• Intel: Percent figures above 100% no longer shrink to about 1%
• Accounts: Hide amounts covers the phone's transaction list
• Voice: The phone's call pill reverses the theme and responds to a tap
• Voice: Pressing Call on a phone starts the call small
• Telegram: An approval says why Auto asked, and a long reason never loses the card
• Permissions: Auto's verdict stays on the call, whatever happens to its card
• Accounts: A transfer no longer reads as an expense in the register
• Lucius: Read_screen looks for the full-screen call, not its state
• Commitments: A commitment's shortfall says funding, not cash
• Commitments: The payment chart draws every payment, under its own month
• Connectors: A network failure no longer takes your tools or asks you to sign in again
• Automations: A custom schedule's rule sits quietly below its words
• Automations: Every run knows its last run, and the digest stops repeating itself
• Telegram: Model, effort and approvals lead the bot's menu
• Telegram: The owner's chat follows its approval mode, set from the bot
• Voice: The front voice defaults to Gemma, since LiveKit retired Gemini 2.5
• Notifications: A send that reached nobody is not ok
• Chat: Lucius reads the thread as it stands, alerts included
• Ynab: Merging a synced transaction no longer deletes it in YNAB
• CI: Main is green again — confirm-gate set, frontend typecheck, a statement-parse race

Full changelog: 8677a12...4090c2b

Source: 4090c2b

Open Net Worth 0.1.39 Beta

Download 0.1.39 from the releases page. Published 2026-11-05.

Open Net Worth 0.1.39 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• Lucius now tells you at the start of each reply which connectors have a problem
• Voice calls now answer sooner and stop cleanly when you hang up while connecting
• The desktop app now reopens after you allow the microphone in System Settings
• Replies in chat no longer lose their first words after you approve a card
• Lucius no longer shows its own tool-format corrections in the chat
• The Tool permissions table in Automations is now tidier and lines up with its picker

New

• Lucius: Each turn says which connectors have a problem

Fixes

• Deps: Voice libraries skip macOS 11–13 again, by plain text
• Desktop: The app reopens after the microphone is allowed in System Settings
• Voice: Hanging up while a call connects stops it, with no error
• Voice: Calls answer sooner, say only what happened, and never stay open
• Lucius: The model correcting its own tool format never reaches the chat
• Connectors: A failed read at startup keeps a server's tools, and errors are easier to see
• Automations: A tidier Tool permissions table, lined up with its picker
• Chat: A reconnect after an approved card keeps the answer's first words
• Permissions: Auto's reason is never cut short, and every card says it

Full changelog: 7c1592d...8677a12

Source: 8677a12

Open Net Worth 0.1.38 Beta

Download 0.1.38 from the releases page. Published 2026-11-04.

Open Net Worth 0.1.38 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• Approval cards now explain why Lucius asked for your permission
• Lucius now tells you during a call when an approval is waiting
• Spoken acknowledgements from Lucius now fit your request and start with okay or sure
• Later calls in a conversation with Lucius now always go through
• Starting a new chat with Lucius now works after a phone call

New

• Permissions: An approval card says why Auto asked

Fixes

• Voice: Acknowledgements lead with okay or sure, and a call says when an approval is waiting
• Lucius: New works after a call on a phone
• Desktop: What's New with no highlights just says which version you're on
• Voice: A later call in a conversation is never shut out, and the acknowledgement fits the request

Full changelog: 0b89842...7c1592d

Source: 7c1592d

Open Net Worth 0.1.37 Beta

Download 0.1.37 from the releases page. Published 2026-11-03.

Open Net Worth 0.1.37 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Fixes

• Deps: The voice libraries' install condition never reads platform_release

Full changelog: eb79776...0b89842

Source: 0b89842

Open Net Worth 0.1.36 Beta

Download 0.1.36 from the releases page. Published 2026-11-03.

Open Net Worth 0.1.36 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• Voice calls with Lucius now have their own call screen
• The mic in the Mac desktop app now uses macOS dictation
• Lucius can send you a sign-in link to reconnect a bank
• YNAB plan import and two-way sync are now turned on by default
• The Manage institutions screen lets you rename and delete banks and see each one's accounts
• Restore now undoes your message and every later step, and the dialog describes what changes

New

• Ynab: The review's rows read alike, in the book's colours, and warn only where it matters
• Ynab: The plan import and two-way sync are on by default
• Plaid: Lucius can send a sign-in link to reconnect a bank
• Voice: The mic uses macOS's own dictation in the Mac desktop app
• Voice: The voice_calls flag is the only switch
• Voice: A call screen of its own, natural holding lines, dictation, and calls on the demo
• Ynab: The import review gives a category and its envelope their own columns
• Flags: The public demo reads ONW_FLAG_* from the environment it starts with

Fixes

• Connectors: "LiveKit" in the Voice calls description links to LiveKit Cloud
• Voice: No dictation mic on iPhone or iPad, and browser dictation fails out loud
• Checkpoints: The Restore dialog warns only about changes it really undoes, in words
• Checkpoints: Restore undoes the message and every later turn, approved writes included
• Voice: MacOS dictation starts where the caret is, stays on across messages, and stops cleanly
• Ynab: Lucius links a YNAB account itself, and the page stops promising a plan picker
• Accounts: Manage institutions uses pencil and bin icons for Rename and Delete
• Accounts: Manage institutions is wider, quieter and never scrolls sideways
• Voice: The mic stops macOS dictation, and System Settings opens on Microphone
• Accounts: Manage institutions in an account's menu too
• Accounts: Manage institutions in the Accounts menu, no doubled menu items
• Connectors: A prompt suggestion is a button that hands the prompt to Lucius
• Accounts: Manage institutions names each one's accounts and scrolls its list
• Plaid: Every bank has its name, can be renamed, and files its accounts under it
• Voice: The mic stays and says why, and a refused microphone opens System Settings
• Voice: Dictation in a browser with no speech service says where it works
• Voice: A failed dictation says why beside the mic
• Connectors: YNAB, SimpleFIN and Lunch Money sit under Data sources, not MCP
• Voice: The Call button is the size of Send on a phone

Full changelog: 888fc60...eb79776

Source: eb79776

Open Net Worth 0.1.35 Beta

Download 0.1.35 from the releases page. Published 2026-11-03.

Open Net Worth 0.1.35 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• You can now talk to Lucius out loud with a voice call from the chat, in Vietnamese and ten other languages
• Moving a whole YNAB plan into Open Net Worth is now possible, with transactions and monthly Assigned syncing both ways
• Lucius can now decide whether each Intel update is worth pushing now, later or not at all
• Web search can now read its top result pages for fuller answers
• Everything said on a voice call now appears in the chat as it happens
• A credit card in credit now counts as budget money in Ready to Assign

New

• Voice: Calls in your language — Vietnamese and ten others
• Voice: The worker runs in its own process; the voice speaks as Lucius and checks in on silence
• Voice: The whole call in the chat; setup in place; a calmer, truer call UI
• Desktop: Let voice calls use the microphone (audio only, the app's own page)
• Voice: Call beside Send, a call bar while you talk, and notices above the box
• Voice: Talk to Lucius out loud from the chat (voice_calls flag)
• Ynab: Categories and groups pair by id and sync both ways
• Ynab: Import a YNAB account into an account already in the book
• Ynab: Review a plan in one window, then import it with the sync on
• Ynab: Lucius reads any YNAB plan; the connector holds only the token
• Ynab: The YNAB data sync runs from YNAB, to YNAB or both ways
• Ynab: Connect YNAB in a dialog on the sync page, not via Connectors
• Permissions: Show why the Auto judge let a call run, as a small "i" on its row
• Permissions: One value per tool and a per-call Auto judge, behind permissions_v2 (#9)
• Search: Web search reads its top result pages, behind search_reads_results (#47)
• Intel: Tell Intel what to tell you, and let the briefing read what was held back
• Intel: Lucius decides now, later or skip for every candidate Intel push
• Intel: A ledger for the delivery decider behind the intel_delivery_decider flag
• Evals: A delivery-decider eval — synthetic gate and a replay of real push history
• Permissions: The permissions v2 screens behind the flag
• Permissions: The permissions overhaul behind the permissions_v2 flag
• Search: Web search can read its top result pages, behind the search_reads_results flag
• Settings: Experimental leads the Developer section
• Ynab: The plan import and two-way sync ship behind a flag, off by default
• Automations: YNAB two-way sync lives in Automations, under a Data sync tab
• Imports: The YNAB sync moves to the Imports page, with a report per run
• Ynab: Two-way sync of transactions and monthly Assigned
• Imports: An Imports & sync page with persisted, archivable run reports
• Ynab: Move a whole YNAB plan into the book, verified against YNAB

Fixes

• Voice: The app holds the call's limits itself, and the worker can't load stray code
• Voice: Switching voice calls off stops the worker at once, not at the next restart
• Voice: The ring no longer stutters when the call opens the microphone
• Voice: Every line spoken on a call reaches the chat, by one rule
• Voice: A silent line hangs up after the check-in, and both lines show in the chat
• Chat: A reply drawn with its start missing is repaired from the server
• Voice: A goodbye always hangs up
• Connectors: Voice calls shows a phone and a Voice tag, not Messaging
• Chat: An answer after a call's small talk keeps its first words
• Chat: A call's running Lucius turn is joined live, never re-read half-written
• Voice: The chat follows a call by polling, not a room data message
• Chat: A voice call's own words show in the chat, not just Lucius's
• Voice: The open chat shows a call's exchanges as they happen
• Voice: One lookup per request — no preemptive replies, no identical repeats
• Voice: One transcript per turn; send only the owner's current turn
• Voice: Let the page reach the owner's voice server (CSP connect-src)
• Voice: Load the voice libraries on the main thread; say why a call can't start
• Ynab: A failed run never leaves a moved category's Assigned unprotected
• Ynab: A first comparison of Assigned says the figures differ, and a refusal is plain
• Ynab: An Assigned review item names its month in words
• Ynab: The sync never moves an Assigned without an agreed baseline or the person's choice
• Ynab: The first sync after an import moves nothing, and a note is said once
• Ynab: Category sync review fixes - parking instead of hiding, refusals, decisions
• Budget: 50/30/20 no longer calls the month on day 2 from outlier history
• Ynab: The review window uses the app's own dropdowns and small buttons
• Ynab: The import step goes one step at a time, and reports open over the page
• Connectors: Browse & add's Popular sort is popularity alone
• Connectors: Every narrow layout follows the space it has, not the window
• Connectors: A narrow list lays out by its own width, not the window's
• Connectors: On a phone a connected row shows only its tick
• Budget: A card in credit is budget money in Ready to Assign (#55)
• CI: Three flaky main failures — a fixture race, a day-part boundary, a self-closing dialog
• Intel: Close the review findings on the delivery decider
• Evals: Replay hands the decider the replayed moment and the last roundup time
• Evals: The delivery eval reads holdings in base currency, the watchlist, and caches grades
• Settings: Developer keeps Experimental first with permissions_v2 on
• Permissions: Frontend review fixes for permissions_v2
• Permissions: Review fixes for permissions_v2 - the flag going off keeps what v2 set
• Prompts: Tell the model that search results and fetched pages are untrusted data (unflagged)
• Search: Page reads get their own bounded threads and deadline; review fixes for search_reads_results
• CI: The GoCardless bank routes are literal paths; two tests stop aging out or racing an import
• Ynab: A synced row dated before a Starting Balance asks before the balance moves
• Ynab: The import calls each migration route by its literal path
• Ynab: Split transfer lines pair as transfers; a bulk delete in YNAB waits for review
• Ynab: Pass allow_duplicate, main's name for the duplicate bypass

Polish

• Voice: The call button's phone sits optically centred
• Voice: The model picker field is exactly a dropdown's height
• Voice: The model picker in Voice calls settings matches the dropdowns beside it
• Voice: One dropdown size in Voice calls settings; a smaller phone glyph
• Voice: The call notice lines up with the composer, no separator
• Voice: The Call button is the same circle as Send
• Connectors: Bank buttons match the Save button; Remove reads as destructive

Full changelog: 00f892e...888fc60

Source: 888fc60

Open Net Worth 0.1.34 Beta

Download 0.1.34 from the releases page. Published 2026-11-01.

Open Net Worth 0.1.34 desktop app. Download the installer for your computer from https://opennetworth.ai. Installed apps update themselves.

Highlights

• A single GoCardless connection now covers every bank you link
• GoCardless Bank Account Data is available again for accounts that already use it
• Lucius now receives the full instructions from a connected MCP server
• Lucius no longer forgets a step you took while waiting to hear back
• The Dashboard and Investments screens now load faster

New

• Gocardless: One connector holds every bank you link
• Connectors: Bring back GoCardless Bank Account Data for existing accounts
• Demo: Investment theses in the seed; the owner's unwanted automations are gone
• Lucius: A connected MCP server's instructions reach Lucius, whole

Fixes

• Intel: Story times are stamped and served as aware UTC
• Memory: A step you took is kept while you wait to hear back
• Deploy: The demo scripts find the VM through its static IP
• Deploy: A ship keeps only the running demo image and one rollback

Polish

• Ledger: The Dashboard and Investments load the ledger once and fold it in one pass

Full changelog: c672a8a...00f892e

Source: 00f892e