v0.10.0 — Chat & Pay settle + Ask Cursor latency + contacts QR

Highlights

• Pay in Chat — paying a request settles the request card; inbound receipts credit Home when ASP notify is late; failed Max retries no longer fan into duplicate You sent / You received bubbles; longer ASP read budget under slow VPN
• Ask Cursor — local enqueue + ack for snappier first feedback (#37)
• Contacts — wallet-sheet greeting, identity/contact QR, share-lock fix (#38)

Merged since v0.9.7: #37, #38, #40. Still 0.x experimental (not 1.0 / production-ready).

Release identity: APP_VERSION 0.10.0, APP_GIT_COMMIT e9d9f0c (tag tip 6d6b7d9).

Artifacts

• basic-wallet-0.10.0-arm64-v8a.apk + .sha256 (+ .asc if attached)