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At Santander our mission is to help people and businesses prosper. We are always looking for ways to help our customers understand their financial health and identify which products and services might help them achieve their monetary goals. Our data science team is continually challenging our machine learning algorithms, working with the global …
Built a logistic regression model and a classification tree model for predicting the final status of a loan based on various variables available. Confusion matrix and misclassification rate for each model for a test dataset. Variables that appear to be important for predicting outcome. Plotted and described the ROC curves and AUC for the four mo…
Credit score assessment based on previous available data of customers. Which includes threshold above which credit card request is accepted. ( Based on AUC on previous data )