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loan-default-prediction

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This project aims to predict credit risk for individuals applying for loans, classifying whether they will default based on features such as age, income, employment length, loan amount, interest rate, percentage of income, credit length, home ownership, and loan intent.

  • Updated Jun 27, 2024
  • Python

Given features of the loan, predict whether a person will default or not? Every loan has a max_dpd column against it - it is the max of days past due on all installments of the loan. This is what defines if a loan has defaulted or not. You can look at 30 days past due as the definition of default. The problem statement is to design a model to pred…

  • Updated Jul 20, 2020
  • Python

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