Retirement Simulator is an application where you can “play through” your entire professional life on a timeline – from age 18 all the way to retirement.
You decide when you work, what kind of contract you have, when you take breaks, or when you start your own business.
The program shows how these decisions affect your future pension.
You don’t just get a single number. You can chat with a chatbot that evaluates your choices, points out mistakes, and suggests what could lead to a better outcome.
It’s a bit like talking to a retirement advisor – only more direct and visual.
- You have access to a career timeline – from age 18 to 80.
- You mark what you do during those years: work full-time, run a business, take a break, or choose less favorable contracts.
- The simulator calculates how much money you’ll accumulate in the pension system, taking into account account and sub-account indexation and current system rules.
- The chatbot comments on your decisions – it tells you which were beneficial, which reduced your pension, and suggests alternatives.
We want to show that your work choices truly matter.
- Freelance contract for many years? → almost no contributions.
- B2B without extra savings? → good take-home pay now, but very low pension later.
- Working a few years longer? → a real difference in benefit amount.
The simulator teaches through experience – you can see what happens to your pension depending on which path you choose today.
- 📊 Interactive career timeline to plan your professional future.
- 💼 Support for different contract types and forms of employment – full-time, contract, freelance, self-employed, B2B.
- 📈 Incorporates pension account and sub-account indexation based on real system rules.
- 🤖 Chatbot that evaluates your choices and explains their consequences.
- 🔄 Ability to compare multiple scenarios to see which one gives a better outcome.