Desired Features

• Add money to envelopes or categories.
  • Monthly envelopes (i.e. You set aside $250 for rent each month, on the 1st of each month, BudgetTracker allocates $250 to that envelope)
  • Yearly envelopes (i.e. You set aside $600 to spend during the holidays and BudgetTracker will allocate $50 to that envelope each month so that at the end of the year you have $600 in that category)
• Potentially tie in with bank accounts. Possibly limit them to only allocate money that they have.
• Take a picture of a receipt and associate it with multiple entries
• Make it very easy to record spending, and have it take money from envelope/category.
• If we can tie it to a bank account, spending that appears on the account could be automatically deducted from envelopes/categories, or at least prompt the user to choose which category it belongs to. (another option instead of having the user put his/her banking information in, would be to upload account activity sheets and then have it parse it, then the user puts each purchase into a specific category... see https://www.wellsfargo.com/help/online-banking/comma-delimited)
• Specify whether or not you'd like unused money to "roll over" to the next month
  • Have "goal" envelopes (i.e. You want to save $20,000 for a car, each month you save $400 for the car, when you look at that envelope you see that you have $20,000 left to earn, then the next month $19,600, then the next $19,200 etc.)
• Ability to share a budget (both read and read/write sharing)
• RESTful...especially if we want to turn this into a mobile app
• Ability to track changes to the budget (i.e. You're married and budget with your spouse, you can see that on January 12th, your spouse entered a transaction for $10 at Walmart; or, you remember you spent about $40 at Sportsman's warehouse, then later you change it to $41.95 after finding the receipt (but you don't lose the ability to see that originally you'd put the transaction in as $40).