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Reduce the rejection of creditworthy clients by accurately assessing clients' repayment abilities to ensure the creditworthy clients are approved and provided with suitable loan terms.
Build a machine learning model that can automatically assess loans with goal to predict client’s repayment abilities and speed up inspection filing without spending more money.
Obejctive project are create a system to help loan assessments automatically & Business Metrics are daily resolved applications and average resolved time
Many people struggle to get loans due to insufficient or non-existent credit histories. And, unfortunately, this population is often taken advantage of by untrustworthy lenders. Home Credit strives to broaden financial inclusion for the unbanked population by providing a positive and safe borrowing experience. In order to make sure this underser…