wiz≡r is a personal finance app that automatically tracks your real savings rate by reading transaction data from your bank accounts via Plaid. We display amounts and account names; we don't move money, we never see your bank credentials, and read-only is the only thing we can do.

• 📱 Native iOS (SwiftUI)
• 🤖 Native Android (Jetpack Compose)
• 🌐 Full-featured web app at wiz3r.com
• 🧠 Shared business logic on Kotlin Multiplatform — same code, all three platforms
• 🇨🇦🇫🇷 Bilingual (English / French)

A father-and-son collaboration based in Ottawa, Canada.

More on our team page.

The wiz≡r mobile and web apps live in private repositories under this organization. We connect to people's bank accounts (read-only, via Plaid) and we're not in a position to open-source the application code. We do plan to publish:

• Public docs and integration guides
• Brand and design assets
• Anything where open-sourcing genuinely helps the community

…in dedicated repos as we go.

• Bank credentials never touch our servers. All authentication is handled by Plaid (SOC 2 Type II–certified). We receive a read-only token.
• Encryption at rest — AES-256-GCM on sensitive fields.
• Encryption in transit — TLS 1.2 / 1.3 with HSTS.
• Authentication — JWT (HMAC-SHA256), BCrypt-hashed passwords (cost 12), optional TOTP MFA.
• Daily encrypted backups with offsite copies and a tested disaster-recovery procedure.
• No money movement — wiz≡r is read-only and not classified as a Money Services Business under FINTRAC.

Reporting a vulnerability: security@wiz3r.com · security.txt · security overview.

For anyone verifying we're a real, registered business:

Verify in the Ontario Business Registry or D&B D-U-N-S Lookup.

• 🌐 Web — wiz3r.com · About · Trust & legitimacy
• 💼 LinkedIn — linkedin.com/company/wiz3r
• 🐦 X / Twitter — @wiz3rapp
• 📷 Instagram — @wiz3rapp
• 📘 Facebook — wiz≡r
• ✉️ Support — support@wiz3r.com
• 🔒 Security disclosures — security@wiz3r.com