v1.4.0 — house_funding_plan tool
7th tool: house_funding_plan plans the minimum-tax sell schedule to net a target after-tax dollar amount by a target date from existing already-vested public stock lots. Bracket-aware greedy across (year, lot) cells. Federal LTCG + state + NIIT. Single-stack (one ticker, one or more lots). REST at /api/v1/house-funding, MCP tool, OpenAPI schema, prompt plan-house-funding. 117 tests pass.