Stripe connect (payments rework)

[mdmohsin7]

closes #1597

• Setup stripe connect onboarding flow on backend and app
• Paypal details flow on backend and app
• Link app payments to connected accounts through destination charges
• Handle all onboarding flow cases in app
• Separate payments page like Shopify
• Cleanup and test all cases
• Fix minor issues

Points to note:

• New payment links will have to be created for current paid apps to add destination charge
• I set transfer type to destination charge instead of direct charge (in case of direct charge, the user will need to provide a lot more stuff for identity verification). In destination charge we will have to pay the stripe fees (hence I set the marketplace fee as 10% to cover the stripe fees), whereas in direct charge the stripe fee is deducted from the amount (alongside the marketplace fee which we define) and then the remaining amount is transferred to connected account.
• With this PR, it will be mandatory to connect stripe to be able to make paid apps
• We (Omi Team) will be bearing the stripe fees and there will be no fee for creators

ScreenRecording_02-08-2025.18-33-51_1.1.mp4

[beastoin]

1/ can we set the fee to 0% ? we need to attract more apps creators.

hence I set the marketplace fee as 10% to cover the stripe fees

2/ can we set it as optional ? you know that Stripe is not support some countries, so that, we can maximize the chance developers create paid apps.

With this PR, it will be mandatory to connect stripe to be able to make paid apps

ref: if the person cannot use stripe, just add a comment there that they can receive via Paypal manually (monthly) on the same email

3/ could you record a more detail demo video ? e.g. how to connect to stripe, start from the omi apps screen

@mdmohsin7

[mdmohsin7]

1/ Yes we can, then we will have to bear the stripe costs
2/ Yes can do, we need to collect paypal or other information then. Should I restore part of that functionality from #1492 ?

@beastoin

[mdmohsin7]

3/

ScreenRecording_02-05-2025.13-10-37_1.mp4

@beastoin demo

[beastoin]

1/ it's okay, please set the fee to 0%
2/ you can copy the necessary parts but please keep it minimal.
3/ ✅ okay
4/ could you change thePayment Method to Payments, put it on new section named CREATORS (above the PREFERENCES),. you could also try the similar UI to the Shopify app.

what do you think @mdmohsin7

[mdmohsin7]

Although the functionality is ready, some cleanup has to be done before it can be merged

[mdmohsin7]

Pls check @beastoin, I've also updated the video in the first comment to reflect the complete flows

[beastoin]

1/ ✅
2/ ✅
4/ ✅
5/ change POST stripe/create-connect-account -> POST stripe/connect-accounts

@mdmohsin7 last commit pls sir

[mdmohsin7]

5/ done sir @beastoin

[beastoin]

5/ ✅

lgmt @mdmohsin7