Kyro Protocol is an on-chain financial infrastructure built on the Stellar network that enables AI agents (AgentKyro) to own wallets, hold USDC, execute payments, and transact autonomously.
The protocol provides:
- AI agent wallet provisioning (AgentKyro instances)
- Autonomous USDC payments
- Machine-to-machine settlement
- API and tool purchasing
- Agent identity infrastructure
Kyro Protocol functions as a Web3-native financial layer where autonomous software agents (AgentKyro) can transact, purchase services, and settle payments programmatically in real time using Stellar.
Traditional payment infrastructure relies on:
- Credit cards and manual billing
- Human authorization workflows
- Centralized payment providers
- Delayed settlement systems
- Limited support for micro-transactions
Limitations:
- AI agents cannot natively own programmable wallets
- Machine-to-machine commerce is difficult to automate
- Existing payment systems are not optimized for autonomous software
- Global access to payment infrastructure remains restricted
- Autonomous agents cannot independently purchase APIs or digital services
There is no decentralized infrastructure enabling AI agents to transact autonomously using stablecoins.
Kyro Protocol introduces an autonomous wallet infrastructure model powered by AgentKyro:
- Developers instantiate AI agents called AgentKyro
- Each AgentKyro is assigned a native Stellar wallet
- Agents receive programmable USDC balances
- AgentKyro executes payments autonomously based on task logic
- APIs and digital tools can be purchased programmatically
- Transactions settle transparently on-chain
The system combines smart contracts, wallet orchestration, AgentKyro identity layer, and payment execution services.
flowchart TD
A[Developer Application] --> B[Kyro SDK]
B --> C[Kyro Orchestrator]
C --> D[Wallet Provisioning Service]
C --> E[Payment Execution Engine]
C --> F[AgentKyro Identity Layer]
D --> G[AgentKyro Instance]
E --> H[Soroban Smart Contract]
H --> I[Stellar Network]
I --> J[Horizon Listener]
J --> K[(PostgreSQL Database)]
E --> L[API Marketplace]
E --> M[External Tool Providers]
C --> N[AI Model Layer]
N --> O[OpenAI / Claude / Gemini]
| Repo | Description |
|---|---|
| kyro-frontend | Dashboard and developer-facing web application |
| kyro-backend | Agent orchestration, wallet management, and payment services |
| kyro-contracts | Soroban smart contracts for settlement and AgentKyro wallet infra |
| kyro-sdk | SDK for integrating autonomous payments into AI applications |
| agentkyro-runtime | Runtime layer where AgentKyro instances execute autonomous actions |