When couples or roommates manage joint finances, traditional fintech forces a binary choice: either everything is shared (joint bank accounts where all transactions are visible) or nothing is shared (splitting requests constantly).
Equilibria Vault solves this real-world social dynamic with a hybrid approach: transparent shared goals plus private individual control in the same dashboard.
We are no longer using Starknet. The app runs on EVM chains and uses LI.FI Earn + LI.FI Composer for vault discovery and transaction routing.
- Invisible onboarding (Privy)
- Users log in with social accounts or passkeys. No seed phrases required.
- The Household Vault (Transparent and Yield-Bearing)
- Shared goals like Rent Pool or Vacation Fund live in a joint vault.
- Vault selection is powered by LI.FI Earn, and deposits are executed through LI.FI Composer.
- The Private Wallet (Personal Control)
- Users can hold and move funds independently.
- The app keeps private funds separate from shared vault activity.
- Frontend: React (Vite) SPA with vanilla CSS.
- Backend: Express + MongoDB for persistence (vaults, activity, withdrawals).
- Auth and wallets: Privy embedded wallet.
- Yield and routing:
- LI.FI Earn API for vault discovery and APY data.
- LI.FI Composer for quotes, approvals, and cross-chain deposits.
- LI.FI status endpoint for transaction tracking.
- Real consumer finance problem: shared goals with personal autonomy.
- Production-ready DeFi routing: best-vault selection and one-click deposits.
- Multi-chain by default: Ethereum, Base, and Arbitrum supported.