Follow ups for personal bank account

[narefyev91]

Explanation of Change

Follow up fixes for personal bank accounts

Fixed Issues

$ #79527
$ #79526

PROPOSAL:

Tests

Issue 1 - phone number with code:

1. Go to staging.new.expensify.com
2. Go to Account > Wallet.
3. Click Add bank account.
4. Select US country > Next.
5. Click Connect manually.
6. Enter valid details and reach Confirm page.
7. On Confirm page, click Phone number field.
8. In Step 6, Phone number field on confirm page will show country code.

Issue 2 - clean up local data after success setup of bank account:

1. Go to staging.new.expensify.com
2. Go to Account > Wallet.
3. Click Add bank account.
4. Select US country > Next.
5. Click Connect manually.
6. Enter valid details and click Confirm on confirm page.
7. Close the RHP.
8. Click Add bank account.
9. Select US country > Next.
10. Click Connect manually.
11. Verify that manual fields are empty

• Verify that no errors appear in the JS console

Offline tests

No changes

QA Steps

Issue 1 - phone number with code:

1. Go to staging.new.expensify.com
2. Go to Account > Wallet.
3. Click Add bank account.
4. Select US country > Next.
5. Click Connect manually.
6. Enter valid details and reach Confirm page.
7. On Confirm page, click Phone number field.
8. In Step 6, Phone number field on confirm page will show country code.

Issue 2 - clean up local data after success setup of bank account:

1. Go to staging.new.expensify.com
2. Go to Account > Wallet.
3. Click Add bank account.
4. Select US country > Next.
5. Click Connect manually.
6. Enter valid details and click Confirm on confirm page.
7. Close the RHP.
8. Click Add bank account.
9. Select US country > Next.
10. Click Connect manually.
11. Verify that manual fields are empty

• Verify that no errors appear in the JS console

PR Author Checklist

• I linked the correct issue in the ### Fixed Issues section above
• I wrote clear testing steps that cover the changes made in this PR
  • I added steps for local testing in the Tests section
  • I added steps for the expected offline behavior in the Offline steps section
  • I added steps for Staging and/or Production testing in the QA steps section
  • I added steps to cover failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
  • I tested this PR with a High Traffic account against the staging or production API to ensure there are no regressions (e.g. long loading states that impact usability).
• I included screenshots or videos for tests on all platforms
• I ran the tests on all platforms & verified they passed on:
  • Android: Native
  • Android: mWeb Chrome
  • iOS: Native
  • iOS: mWeb Safari
  • MacOS: Chrome / Safari
• I verified there are no console errors (if there's a console error not related to the PR, report it or open an issue for it to be fixed)
• I verified there are no new alerts related to the canBeMissing param for useOnyx
• I followed proper code patterns (see Reviewing the code)
  • I verified that any callback methods that were added or modified are named for what the method does and never what callback they handle (i.e. toggleReport and not onIconClick)
  • I verified that comments were added to code that is not self explanatory
  • I verified that any new or modified comments were clear, correct English, and explained "why" the code was doing something instead of only explaining "what" the code was doing.
  • I verified any copy / text shown in the product is localized by adding it to src/languages/* files and using the translation method
    • If any non-english text was added/modified, I used JaimeGPT to get English > Spanish translation. I then posted it in #expensify-open-source and it was approved by an internal Expensify engineer. Link to Slack message:
  • I verified all numbers, amounts, dates and phone numbers shown in the product are using the localization methods
  • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
  • I verified proper file naming conventions were followed for any new files or renamed files. All non-platform specific files are named after what they export and are not named "index.js". All platform-specific files are named for the platform the code supports as outlined in the README.
  • I verified the JSDocs style guidelines (in STYLE.md) were followed
• If a new code pattern is added I verified it was agreed to be used by multiple Expensify engineers
• I followed the guidelines as stated in the Review Guidelines
• I tested other components that can be impacted by my changes (i.e. if the PR modifies a shared library or component like Avatar, I verified the components using Avatar are working as expected)
• I verified all code is DRY (the PR doesn't include any logic written more than once, with the exception of tests)
• I verified any variables that can be defined as constants (ie. in CONST.ts or at the top of the file that uses the constant) are defined as such
• I verified that if a function's arguments changed that all usages have also been updated correctly
• If any new file was added I verified that:
  • The file has a description of what it does and/or why is needed at the top of the file if the code is not self explanatory
• If a new CSS style is added I verified that:
  • A similar style doesn't already exist
  • The style can't be created with an existing StyleUtils function (i.e. StyleUtils.getBackgroundAndBorderStyle(theme.componentBG))
• If new assets were added or existing ones were modified, I verified that:
  • The assets are optimized and compressed (for SVG files, run npm run compress-svg)
  • The assets load correctly across all supported platforms.
• If the PR modifies code that runs when editing or sending messages, I tested and verified there is no unexpected behavior for all supported markdown - URLs, single line code, code blocks, quotes, headings, bold, strikethrough, and italic.
• If the PR modifies a generic component, I tested and verified that those changes do not break usages of that component in the rest of the App (i.e. if a shared library or component like Avatar is modified, I verified that Avatar is working as expected in all cases)
• If the PR modifies a component related to any of the existing Storybook stories, I tested and verified all stories for that component are still working as expected.
• If the PR modifies a component or page that can be accessed by a direct deeplink, I verified that the code functions as expected when the deeplink is used - from a logged in and logged out account.
• If the PR modifies the UI (e.g. new buttons, new UI components, changing the padding/spacing/sizing, moving components, etc) or modifies the form input styles:
  • I verified that all the inputs inside a form are aligned with each other.
  • I added Design label and/or tagged @Expensify/design so the design team can review the changes.
• If a new page is added, I verified it's using the ScrollView component to make it scrollable when more elements are added to the page.
• I added unit tests for any new feature or bug fix in this PR to help automatically prevent regressions in this user flow.
• If the main branch was merged into this PR after a review, I tested again and verified the outcome was still expected according to the Test steps.

Screenshots/Videos

Android: Native

Android: mWeb Chrome

iOS: Native

iOS: mWeb Safari

MacOS: Chrome / Safari

web2.mov

[melvin-bot]

@abdulrahuman5196 Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

[narefyev91]

@srikarparsi pushed fixes for personal bank account from deploy blockers checklist

[codecov]

Codecov Report

✅ Changes either increased or maintained existing code coverage, great job!

Files with missing lines	Coverage Δ
...lDepositAccount/substeps/AccountFlowEntryPoint.tsx	0.00% <0.00%> (ø)
...Account/PersonalInfo/substeps/ConfirmationStep.tsx	0.00% <0.00%> (ø)
...onalInfo/substeps/ManualBankAccountDetailsStep.tsx	0.00% <0.00%> (ø)
src/pages/AddPersonalBankAccountPage.tsx	0.00% <0.00%> (ø)
... and 210 files with indirect coverage changes

[joekaufmanexpensify]

Assigning to @suneox as this is a follow up to #75179

[github-actions]

🚧 @joekaufmanexpensify has triggered a test Expensify/App build. You can view the workflow run here.

[suneox]

Assigning to @suneox as this is a follow up to #75179

Sure, I'll take a look at this one soon

[joekaufmanexpensify]

Discussing an issue

[suneox]

Regarding issue #79526, I think we should clean up the state every time a manual connection is started, to keep it consistent with the other steps.

CleanShot.2026-01-14.at.23.44.57.mp4

[suneox]

Reviewer Checklist

• I have verified the author checklist is complete (all boxes are checked off).
• I verified the correct issue is linked in the ### Fixed Issues section above
• I verified testing steps are clear and they cover the changes made in this PR
  • I verified the steps for local testing are in the Tests section
  • I verified the steps for Staging and/or Production testing are in the QA steps section
  • I verified the steps cover any possible failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
• I checked that screenshots or videos are included for tests on all platforms
• I included screenshots or videos for tests on all platforms
• I verified that the composer does not automatically focus or open the keyboard on mobile unless explicitly intended. This includes checking that returning the app from the background does not unexpectedly open the keyboard.
• I verified tests pass on all platforms & I tested again on:
  • Android: HybridApp
  • Android: mWeb Chrome
  • iOS: HybridApp
  • iOS: mWeb Safari
  • MacOS: Chrome / Safari
• If there are any errors in the console that are unrelated to this PR, I either fixed them (preferred) or linked to where I reported them in Slack
• I verified there are no new alerts related to the canBeMissing param for useOnyx
• I verified proper code patterns were followed (see Reviewing the code)
  • I verified that any callback methods that were added or modified are named for what the method does and never what callback they handle (i.e. toggleReport and not onIconClick).
  • I verified that comments were added to code that is not self explanatory
  • I verified that any new or modified comments were clear, correct English, and explained "why" the code was doing something instead of only explaining "what" the code was doing.
  • I verified any copy / text shown in the product is localized by adding it to src/languages/* files and using the translation method
  • I verified all numbers, amounts, dates and phone numbers shown in the product are using the localization methods
  • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
  • I verified proper file naming conventions were followed for any new files or renamed files. All non-platform specific files are named after what they export and are not named "index.js". All platform-specific files are named for the platform the code supports as outlined in the README.
  • I verified the JSDocs style guidelines (in STYLE.md) were followed
• If a new code pattern is added I verified it was agreed to be used by multiple Expensify engineers
• I verified that this PR follows the guidelines as stated in the Review Guidelines
• I verified other components that can be impacted by these changes have been tested, and I retested again (i.e. if the PR modifies a shared library or component like Avatar, I verified the components using Avatar have been tested & I retested again)
• I verified all code is DRY (the PR doesn't include any logic written more than once, with the exception of tests)
• I verified any variables that can be defined as constants (ie. in CONST.ts or at the top of the file that uses the constant) are defined as such
• If a new component is created I verified that:
  • A similar component doesn't exist in the codebase
  • All props are defined accurately and each prop has a /** comment above it */
  • The file is named correctly
  • The component has a clear name that is non-ambiguous and the purpose of the component can be inferred from the name alone
  • The only data being stored in the state is data necessary for rendering and nothing else
  • For Class Components, any internal methods passed to components event handlers are bound to this properly so there are no scoping issues (i.e. for onClick={this.submit} the method this.submit should be bound to this in the constructor)
  • Any internal methods bound to this are necessary to be bound (i.e. avoid this.submit = this.submit.bind(this); if this.submit is never passed to a component event handler like onClick)
  • All JSX used for rendering exists in the render method
  • The component has the minimum amount of code necessary for its purpose, and it is broken down into smaller components in order to separate concerns and functions
• If any new file was added I verified that:
  • The file has a description of what it does and/or why is needed at the top of the file if the code is not self explanatory
• If a new CSS style is added I verified that:
  • A similar style doesn't already exist
  • The style can't be created with an existing StyleUtils function (i.e. StyleUtils.getBackgroundAndBorderStyle(theme.componentBG)
• If the PR modifies code that runs when editing or sending messages, I tested and verified there is no unexpected behavior for all supported markdown - URLs, single line code, code blocks, quotes, headings, bold, strikethrough, and italic.
• If the PR modifies a generic component, I tested and verified that those changes do not break usages of that component in the rest of the App (i.e. if a shared library or component like Avatar is modified, I verified that Avatar is working as expected in all cases)
• If the PR modifies a component related to any of the existing Storybook stories, I tested and verified all stories for that component are still working as expected.
• If the PR modifies a component or page that can be accessed by a direct deeplink, I verified that the code functions as expected when the deeplink is used - from a logged in and logged out account.
• If the PR modifies the UI (e.g. new buttons, new UI components, changing the padding/spacing/sizing, moving components, etc) or modifies the form input styles:
  • I verified that all the inputs inside a form are aligned with each other.
  • I added Design label and/or tagged @Expensify/design so the design team can review the changes.
• If a new page is added, I verified it's using the ScrollView component to make it scrollable when more elements are added to the page.
• For any bug fix or new feature in this PR, I verified that sufficient unit tests are included to prevent regressions in this flow.
• If the main branch was merged into this PR after a review, I tested again and verified the outcome was still expected according to the Test steps.
• I have checked off every checkbox in the PR reviewer checklist, including those that don't apply to this PR.

Screenshots/Videos

Android: HybridApp

CleanShot.2026-01-14.at.23.50.51.mp4

Android: mWeb Chrome

CleanShot.2026-01-14.at.23.55.03.mp4

iOS: HybridApp

CleanShot.2026-01-14.at.23.53.31.mp4

iOS: mWeb Safari

CleanShot.2026-01-14.at.23.49.49.mp4

MacOS: Chrome / Safari

CleanShot.2026-01-14.at.23.27.03.mp4

[narefyev91]

@suneox updated logic for clean up

[suneox]

@suneox updated logic for clean up

@narefyev91 The cleanup of bank account information is still inconsistent, only happens on the second attempt. 0:35 1:25

CleanShot.2026-01-15.at.08.03.30.mp4

[narefyev91]

@suneox are you sure that you picked my latest changes?
this is what i see on totally new account:

Screen.Recording.2026-01-15.at.10.36.49.mov

[suneox]

@suneox are you sure that you picked my latest changes?

Yes, I’ve pulled the latest changes from the PR

CleanShot.2026-01-15.at.19.23.43.mp4

[suneox]

@narefyev91 It looks like this issue is caused by the React Compiler. After adding more debug logs, the issue no longer occurs, so I’ll try to reproduce it again and provide an update later.

CleanShot.2026-01-15.at.19.35.12.mp4

[joekaufmanexpensify]

Both fixes work well for me 👍

[suneox]

I’m still encountering this issue, and I’m not sure if it only happens in dev mode so @joekaufmanexpensify could you please trigger an ad-hoc build for this PR?

CleanShot.2026-01-15.at.19.47.44-converted.mp4

[github-actions]

🚧 @joekaufmanexpensify has triggered a test Expensify/App build. You can view the workflow run here.

[github-actions]

🧪🧪 Use the links below to test this adhoc build on Android, iOS, and Web. Happy testing! 🧪🧪
Built from App PR #79533.

Android 🤖	iOS 🍎
⏩ SKIPPED ⏩	⏩ SKIPPED ⏩
The build for Android was skipped	The build for iOS was skipped

Web 🕸️
https://79533.pr-testing.expensify.com

---

👀 View the workflow run that generated this build 👀

[narefyev91]

@suneox i pushed one more fix - let's see if it would fix the issue

[suneox]

@suneox i pushed one more fix - let's see if it would fix the issue

It works now, and it looks like this was a React Compiler issue after we cleaned up the useMemo.

[narefyev91]

@srikarparsi we are good to go here

[OSBotify]

🚀 Deployed to staging by https://github.com/srikarparsi in version: 9.3.5-0 🚀

platform	result
🕸 web 🕸	success ✅
🤖 android 🤖	success ✅
🍎 iOS 🍎	success ✅

[OSBotify]

🚀 Deployed to production by https://github.com/Beamanator in version: 9.3.5-7 🚀

platform	result
🕸 web 🕸	success ✅
🤖 android 🤖	success ✅
🍎 iOS 🍎	success ✅