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1. PD-and-scorecard-commercial PD-and-scorecard-commercial Public

   Commercial credit scorecard (PD) repo for borrower risk grades, score bands, and decision outputs used in both bank-aligned risk assessment and practical origination workflows.

   Python

2. LGD-commercial LGD-commercial Public

   Commercial LGD and recovery repo for downturn severity, recovery waterfalls, and collateral-adjusted loss analytics used in expected loss, pricing, and risk review.

   Python

3. expected-loss-engine-commercial expected-loss-engine-commercial Public

   Commercial expected loss and decision-support engine combining PD, LGD, and EAD into facility-level and portfolio-level outputs for portfolio risk and lending use cases.

   Python

4. portfolio-monitor-commercial portfolio-monitor-commercial Public

   Commercial portfolio monitoring and early-risk repo for staging, migration, early-warning, concentration, and impairment-style reporting outputs across bank and non-bank lending environments.

   Python

5. RAROC-pricing-and-return-hurdle RAROC-pricing-and-return-hurdle Public

   Commercial pricing and return-hurdle repo for minimum margin views, pricing recommendations, and risk-return summaries across bank-style and non-bank lending contexts.

   Python

6. stress-testing-commercial stress-testing-commercial Public

   Commercial credit stress testing repo for scenario overlays across PD, LGD, EAD, and expected loss at facility and portfolio level for risk review and lending strategy.

   Python