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WealthIQ

Smart money insights for better financial decisions.

WealthIQ is a smart financial assistant designed to help individuals understand, manage, and improve their financial habits through practical insights, tracking, and guidance.

The platform focuses on helping users:

  • Understand their spending and saving patterns
  • Make smarter day-to-day financial decisions
  • Avoid common money mistakes
  • Build long-term financial awareness and discipline

WealthIQ is built as a modern, AI-assisted product with simplicity, accessibility, and real-life usability at its core.

Status

🚧 Work in progress (MVP)

Vision

To become a trusted companion for everyday financial intelligence — simple enough for beginners, yet powerful enough to grow with users over time.

Tech Approach

  • AI-assisted development
  • Mobile-first mindset
  • Scalable, modular architecture

Scope

WealthIQ is an early-stage MVP focused on:

  • Financial insights
  • Spending and saving awareness
  • Decision guidance (not financial advice)

Out of scope for now:

  • Banking features

  • Money holding or transfers

  • Investment execution

  • Crypto trading

  • Project Structure Rules

  • All application code must live inside /src

  • Static assets go in /public

  • Documentation and plans go in /docs

  • Do NOT create duplicate folders or alternative structures

  • Do NOT rename core files without explicit instruction

AI Contribution Guidelines

When making changes:

  • Prefer small, incremental updates

  • Avoid introducing new technologies unless requested

  • Follow existing patterns and file structure

  • Explain changes briefly in commit messages

  • Current Stage

Stage: MVP (Work in Progress)

Primary goal:

  • Validate concept and user value
  • Build a simple, stable foundation
  • Optimize for clarity over complexity

Disclaimer

WealthIQ provides informational guidance only. It is not a financial advisor and does not provide professional financial advice.

docs: clarify scope and AI contribution rules

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Smart money insights for better financial decisions

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