Pan-African Financial Super App bridging the financial gap using Stablecoins & Mobile Money payments.
M'Bongo is a Web and Mobile App that empowers users across Africa to access modern financial tools — enabling fast, affordable, and borderless money transfers powered by stablecoins on Arbitrum and Solana.
Our mission is to simplify cross-border payments, reduce remittance fees, and offer an inclusive financial ecosystem with a UX anyone can use — all without the need for smart contracts.
- UX-Friendly Interface
Built for all users — simple, intuitive, and optimized for mobile & web access. - Fully Compliant
KYC-enabled platform ensures regulatory compliance and user safety. - Cost-Efficient Transfers
Leverages stablecoins on Arbitrum and Solana for lightning-fast, low-fee cross-border payments.
Explore the platform: https://www.mbongo.cash
- Install dependencies:
pnpm i
Copy the example environment variables file and configure your credentials:
bash cp .env.example .env.local Fill in .env.local with your API keys, backend URLs, and provider info for Arbitrum and Solana.
🔗 Infrastructure & Partner Integrations M'Bongo is built on a modular architecture that leverages best-in-class partners to provide secure, scalable, and compliant access to DeFi services across Arbitrum and Solana — without deploying our own smart contracts.
🔐 Wallet Onboarding Powered by Dynamic Seamless and secure Web3 wallet creation for all users, including social login options and key management.
🛂 KYC & Identity Verification Integrated with zkMe Privacy-preserving, zk-based KYC solution ensuring regulatory compliance while protecting user data on Solana. (new!)
💸 DeFi Aggregation — Solana Partnered with Lulo.fi & Hylo. Lulo enables efficient stablecoin liquidity routing and savings on Solana, abstracted for end users.
📈 DeFi Infrastructure — EVM Backed by Kiln Institutional-grade access to staking and DeFi strategies across EVM chains including Arbitrum.
By combining these services under one interface, M'Bongo becomes a true Pan-African Financial Super App — giving users the benefits of crypto-native finance with the ease of a traditional app experience.
🔗 No Smart Contracts Required M'Bongo runs on top of existing EVM-compatible blockchains (Arbitrum) and Solana, without deploying its own smart contracts.
Instead of building everything in-house, we focus on delivering a seamless user experience by integrating with best-in-class DeFi and infrastructure partners to handle:
Wallet creation & management
Stablecoin transfers & custody
Cross-chain settlements
User onboarding & On Chain KYC (MICA compliant)
All core logic and sensitive operations are performed off-chain via secure backend infrastructure, enabling:
Faster response times
Reduced costs
Simplified architecture
Scalable, modular growth
This approach allows us to stay focused on what matters most: accessibility, compliance, and financial inclusion for African users.
⚙️ Tech Stack Next.js
TypeScript
Tailwind CSS
Solana
👥 Authors Lucas Magicred1