CollatChain is a decentralized overcollateralized lending platform built on the Stellar blockchain (Testnet). It allows users to stake their XLM tokens without selling them, and receive CBIT, a synthetic stable-value asset in return. This system preserves user exposure to XLM while unlocking liquidity, powered by Soroban smart contracts and integrated wallet interactions.
The core mission of CollatChain is to empower crypto holders with access to liquidity without forcing them to sell their assets. By locking collateral (XLM), users can mint and utilize CBIT tokens, enabling lending, trading, or payments while maintaining ownership of their long-term holdings.
- Efe Yılmaz
- Ömer Balaban
Next.js + React + Tailwind CSS
@/stellar-wallets-kit
Rust + Stellar + Soroban SDK
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Stake XLM as Collateral
Users connect their Freighter wallet and lock a chosen amount of XLM into the Vault contract. -
Receive CBIT
70% of the staked XLM value (based on real-time price) is minted in the form of CBIT and transferred to the user. -
Withdraw & Burn
Users can repay CBIT at any time to unlock their XLM. The system ensures overcollateralization by withholding 30% to avoid liquidation risks.
Once connected, you’ll see:
- ✅ Your Stellar wallet address (shortened)
- ✅ Connected network (Testnet)
- ✅ Available XLM balance
- ✅ Approximate USDC value
cd app
npm installcd /your/directory/frontendcd contract
soroban build✅ Vault creation and staking flow
✅ Dashboard (last transactions)
✅ Different tokenization contracts
🔒 CBIT as Stable Coin
🌍 Deployment on Futurenet
📊 Dynamic liquidation ratios (phase 2)
🤖 Machine learning for collateral risk analysis
🌐 Stellar Developer Docs
🔧 Soroban Documentation
💼 Freighter Wallet