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FINERACT-1968-Advanced-Payment-Allocation-Charge-Off #3493

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Merged
galovics merged 1 commit into from
Oct 9, 2023
Merged

FINERACT-1968-Advanced-Payment-Allocation-Charge-Off #3493

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21 changes: 21 additions & 0 deletions ...account/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
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Original file line number Diff line number Diff line change
Expand Up @@ -156,6 +156,7 @@ public void processLatestTransaction(LoanTransaction loanTransaction, MonetaryCu
case REPAYMENT, MERCHANT_ISSUED_REFUND, PAYOUT_REFUND, GOODWILL_CREDIT, CHARGE_REFUND, CHARGE_ADJUSTMENT, DOWN_PAYMENT,
WAIVE_INTEREST, RECOVERY_REPAYMENT ->
handleRepayment(loanTransaction, currency, installments, charges);
case CHARGE_OFF -> handleChargeOff(loanTransaction, currency, installments);
// TODO: Cover rest of the transaction types
default -> {
log.warn("Unhandled transaction processing for transaction type: {}", loanTransaction.getTypeOf());
Expand Down Expand Up @@ -363,6 +364,26 @@ private void handleOverpayment(Money overpaymentPortion, LoanTransaction loanTra
}
}

private void handleChargeOff(LoanTransaction loanTransaction, MonetaryCurrency currency,
List<LoanRepaymentScheduleInstallment> installments) {
loanTransaction.resetDerivedComponents();
// determine how much is outstanding total and breakdown for principal, interest and charges
Money principalPortion = Money.zero(currency);
Money interestPortion = Money.zero(currency);
Money feeChargesPortion = Money.zero(currency);
Money penaltychargesPortion = Money.zero(currency);
for (final LoanRepaymentScheduleInstallment currentInstallment : installments) {
if (currentInstallment.isNotFullyPaidOff()) {
principalPortion = principalPortion.plus(currentInstallment.getPrincipalOutstanding(currency));
interestPortion = interestPortion.plus(currentInstallment.getInterestOutstanding(currency));
feeChargesPortion = feeChargesPortion.plus(currentInstallment.getFeeChargesOutstanding(currency));
penaltychargesPortion = penaltychargesPortion.plus(currentInstallment.getPenaltyChargesCharged(currency));
}
}

loanTransaction.updateComponentsAndTotal(principalPortion, interestPortion, feeChargesPortion, penaltychargesPortion);
}

@AllArgsConstructor
@Getter
@Setter
Expand Down
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