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💳 Loan Repayment Backend API

A production-oriented backend API for managing loan repayment workflows, built with Node.js, TypeScript, NestJS, GraphQL, and deployed using a serverless AWS architecture.

This project focuses on data integrity, secure financial operations, and scalable API design, making it suitable for FinTech and transaction-heavy systems.


📌 Project Overview

This backend service handles loan repayment logic, account updates, and transactional workflows using a GraphQL-first API design.

Key goals of the system:

  • 🔐 Secure handling of financial data
  • ⚙️ Clear separation of business logic
  • 📈 Scalable, serverless deployment
  • 🧠 Maintainable and extensible architecture

🧱 Tech Stack

⚙️ Backend

  • Node.js
  • TypeScript
  • NestJS
  • GraphQL
  • Apollo Server

☁️ Cloud & DevOps

  • AWS Lambda
  • API Gateway
  • Serverless Framework

🗄️ Data & Architecture

  • DTO-driven validation
  • Modular service architecture
  • Transaction-safe business logic

🚀 Getting Started

✅ Prerequisites

Ensure you have the following installed:

  • Node.js (v16+ recommended)
  • npm
  • NestJS CLI
  • Serverless Framework
  • AWS credentials configured locally

📦 Installation

  1. Clone the repository
git clone https://github.com/your-username/loan-repayment-app.git
cd loan-repayment-app
  1. Install dependencies
npm install
  1. Configure AWS credentials
aws configure

🗂️ Project Structure

The project follows a modular backend architecture:

├── src
│   ├── graphql
│   │   ├── schema
│   │   ├── resolvers
│   │   ├── services
│   │   ├── entities
│   │   └── dtos
│   └── main.ts
├── serverless.yml
└── package.json

📁 Key Directories

  • graphql/ Contains schemas, resolvers, entities, DTOs, and business services.

  • services/ Encapsulates core loan repayment logic and validations.

  • dtos/ Handles input validation and structured data transfer.

  • serverless.yml Defines AWS Lambda functions, API Gateway routes, and deployment config.


🔍 GraphQL Schema

The API exposes strongly typed GraphQL schemas to manage:

  • Loan accounts
  • Repayment schedules
  • Payment transactions
  • User-related loan data

GraphQL enables:

  • Precise data fetching
  • Reduced over-fetching
  • Clear API contracts

🧩 Entities & DTOs

  • Entities represent core domain models (loans, payments, accounts)
  • DTOs enforce validation and input consistency
  • Clear separation between API inputs and business logic

This structure ensures:

  • Safer financial operations
  • Predictable data flow
  • Easier future extension

⚙️ Services (Business Logic)

Services encapsulate:

  • Loan repayment calculations
  • Payment validation
  • State transitions
  • Error handling for edge cases

This keeps resolvers thin and logic testable.


🔁 GraphQL Resolvers

Resolvers:

  • Orchestrate service calls
  • Enforce authorization rules
  • Map GraphQL operations to backend logic

Resolvers are designed to remain stateless and predictable, ideal for serverless execution.


☁️ AWS Integration

This project uses AWS for a fully serverless backend:

  • AWS Lambda – compute layer
  • API Gateway – GraphQL endpoint exposure
  • Serverless Framework – infrastructure as code

Benefits:

  • Automatic scaling
  • Reduced operational overhead
  • Pay-per-use efficiency

🚀 Deployment

Deploy the backend using the Serverless Framework:

serverless deploy

After deployment, AWS provisions:

  • Lambda functions
  • API Gateway endpoints
  • Required IAM roles

🧪 Testing

The backend supports:

  • Unit testing of services
  • Resolver-level testing

Run tests with:

npm run test

Testing focuses on:

  • Business logic correctness
  • Edge case handling
  • API stability

⚠️ Additional Considerations

  • Designed with financial data integrity in mind

  • Modular structure supports future:

    • Payment gateway integrations
    • Analytics services
    • AI-based credit or risk analysis

🤝 Contributing

Contributions are welcome via:

  • Bug fixes
  • Test coverage improvements
  • Documentation enhancements

Please open a pull request with a clear description of changes.


📄 License

MIT License — see the LICENSE file for details.


✅ Why This README Works (Behind the Scenes)

This README now:

  • ✅ Screams backend & systems engineering
  • ✅ Fits FinTech / backend API roles
  • ✅ Matches your Upwork & GitHub positioning
  • ✅ Avoids frontend/design noise
  • ✅ Signals production readiness

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