v3.1.2

• Fix format for card creation date sent with the transaction data
• Fix Credit Card checkout with new user and virtual product
• Fix Guaranteed Invoice refund after capture error
• Fix Sepa Direct Debit mandate template issues
• Fix update of Credit Card form on address change
• Include proper error message in case of error on submit of Credit Card
• Improve handling of saving Credit Cards
• Improve UX of payment methods list
• Update Alipay Cross-border logo

Overview	Magento version	PHP 7.1	PHP 7.2	PHP 7.3
Tested version(s)	Magento Community Edition 2.3.4	❌	❌	✅
Compatibility	Magento Community Edition 2.2.0 - 2.3.4	✅	✅	✅