The app helps you save money through immutable blockchain obligations. You choose the target amount, define a comfortable schedule and regular contribution, and begin saving voluntarily. It is impossible to withdraw funds before the target goal is met. If you fail to make a deposit on time, all accumulated savings will be lost.
Your commitment is deployed on the TON network as a separate NFT. The token acts as a programmable financial vault that obeys no one but its predefined algorithm:
- Goal creation: You choose an asset (native TON or any Jettons), specify the target amount you want to accumulate, the regular deposit size, and a time interval (e.g., 7 days).
- Deposit window: The interval is not a strict schedule, but a comfortable period of time given to you to make the next payment. For example, if the interval is a week, you have exactly 7 days to make a deposit. You cannot deposit money before the new period starts or deposit an amount larger/smaller than agreed.
- Win status (Success): As soon as the sum of all your regular deposits reaches the target mark, the contract is considered successfully completed. The safe opens, and you can withdraw all accumulated funds to your wallet in one click.
- Lose status (Defeat): If the interval allocated for the deposit expires and the deposit has not been received, the contract is permanently locked. You lose your status as an active saver and lose access to the funds already deposited. No exceptions and no second chances.
Your NFT contract can accept direct transfers of TON or any other Jettons beyond your mandatory schedule. These funds do not count toward your savings goal, but they are locked inside the vault under the same conditions as your main deposits: they cannot be accessed until the goal is fully reached. If you miss a payment and the contract is locked (Lose), all additional assets will be lost along with your accumulated savings. This feature is for those who want to intentionally raise the stakes. By sending extra funds into the contract, you strip away your ability to spend them and create an even stronger incentive to reach the finish line. The more assets inside the vault, the higher the cost of failure and the stronger your resolve to see it through.
Your smart contract is a real NFT asset that appears in your TON wallet alongside other tokens immediately after creation.
To cover different life scenarios, the platform features a system of flexible ownership rights. You choose the initial rights level when creating the contract, but you can change it at any time later. However, there is an important rule: the rights level can only be "downgraded" (made stricter), never the other way around. This ensures that the discipline framework you set cannot be bypassed:
The contract can be freely transferred to other wallets or sold. Suitable for flexible financial strategies.
The contract can be transferred to another person only once. After gifting, it is permanently bound to the new owner.
The contract is permanently bound to the current wallet. It cannot be sold or gifted. Maximum strictness mode.
Financial circumstances can change, and sometimes a user needs money before the contract is completed. Owners of Transferable contracts can list their active commitment for sale. The buyer acquires the NFT along with all locked assets inside and takes on the obligation to complete the contract.
The logic of smart contracts and the client side is completely open.
The platform has no access to your funds. All assets are stored exclusively on the balances of your personal NFT contracts and are managed by the math of the TON blockchain.
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- Demo: youtube.com
- Dapp: escrowdelays.com
- Telegram: @escrowdelays
- Email: stephenescrow@gmail.com