⏳ HOLD — Pending Life Manager

"HOLD remembers what the world owes you — and makes sure it doesn’t forget."

HOLD is a Zero-Knowledge tracking and escalation engine for "in-between" life events. Whether it's an insurance refund, a government permit, or an HR request, HOLD makes waiting visible and provides the leverage you need to get things resolved.

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🔒 Zero Knowledge Security

HOLD is built with a Privacy-First, Zero-Knowledge architecture. Your data is your own.

• Client-Side Everything: Encryption, decryption, and signature verification happen entirely in your browser.
• Server Blindness: The server (Firebase) never sees your plain-text data, metadata, or passwords.
• Maximum Entropy: PBKDF2-SHA256 key derivation with 600,000 iterations.
• Tamper Proof: Every record is signed (HMAC-SHA256) to detect server-side data modification.

🚀 Key Features

1. Zero-Knowledge Dashboard

• Smart Tracking: Encrypted titles, notes, and statuses.
• Color-Coded Urgency: Visual indicators move from Green to Red as industry benchmarks are exceeded.
• Risk Scoring: AI-driven delay risk assessment based on category and history.

2. Smart Follow-Up Engine

• Tone-Aware Messages: One-tap generation of Polite, Firm, or Escalation emails.
• Dynamic Context: Templates automatically adapt to the industry (Finance, Healthcare, etc.).
• Privacy-First: Messages are generated client-side; the server never sees your communications.

3. Leverage Engine

• Industry Benchmarks: Real-time comparison against typical wait times and legal deadlines.
• Regulatory Awareness: Built-in knowledge of FCBA, HIPAA, FERPA, and more.
• Escalation Casework: Specific paths to ombudsmen, regulators (CFPB), and managers.

4. Privacy Integrations

• Magic Email Fill: Paste confirmation emails to auto-detect counterparty, dates, and category using local regex.
• Encrypted Evidence Locker: Securely attach PDFs and screenshots. Files are encrypted before upload.
• Calendar & PDF Export: Professional case history export (.ics, .pdf) generated entirely client-side.
• Vault Portability: Export/Import your entire encrypted vault as JSON.

5. Scale & Leverage

• Anonymous Benchmarking: Optionally share your (anonymous) wait times to help others without revealing PII.
• Recurring Holds: Automatically track repeating promises (Monthly, Quarterly, Yearly).

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🛠 Tech Stack

• Frontend: React (Vite) + TypeScript
• Styling: Vanilla CSS (Modern Aesthetics)
• Security: Web Crypto API (AES-GCM, PBKDF2, HMAC)
• Backend: Firebase (Auth, Firestore, Storage)
• Icons: Lucide React

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💻 Getting Started

1. Clone & Install:

   git clone https://github.com/USER/hold.git
   npm install

2. Setup Firebase: Copy .env.example to .env and provide your Firebase config.
3. Run:

   npm run dev

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📄 License

Distributed under the MIT License. See LICENSE and SECURITY.md for more information.