Your household net worth. Private, self-hosted, free.
Most finance apps want access to your bank. Vaulted doesn't. You take a screenshot — AI reads the balance — your net worth updates. Everything runs on a server you own and costs nothing to keep running.
Vaulted is a weekly ritual app for two. Every Sunday you open it, tap through your accounts, point your camera at each balance, and Gemini AI reads the number. Two minutes later your net worth is updated, your chart has grown, and you can see how far you are from your next milestone.
It tracks cash, shares, crypto and super across any number of accounts. It handles AUD and USD. It sends you a push notification when it's time to sync. It locks with Face ID when you put it down.
Nothing leaves your server.
 Dashboard |
 Weekly Sync |
 Trends |
 Milestones |
| Layer | Choice |
|---|---|
| Framework | Next.js 14 (App Router) |
| Database | SQLite via @libsql/client |
| AI Vision | Google Gemini 2.5 Flash |
| FX Rates | frankfurter.app (cached daily) |
| Notifications | ntfy.sh |
| Backups | GitHub private repo |
| Hosting | Oracle Cloud Always Free |
| SSL | Let's Encrypt |
npm install
npm run devVisit http://localhost:3000. Default password is set on first run.
For production deployment see DEPLOY.md.
| Doc | Contents |
|---|---|
| ARCHITECTURE.md | System diagram, request flows, infra, biometric flow |
| DESIGN.md | Theme, typography, colour system, component patterns, button grammar |
| ROADMAP.md | Open items, maintenance notes |
| DEPLOY.md | Step-by-step Oracle Cloud + Nginx + PM2 setup |
app/
login/ Login screen
dashboard/ Net worth overview, donut chart, account list
update/ Guided weekly sync flow (manual + AI screenshot)
trends/ Net worth chart, history, forecast
milestones/ Goal progress and projections
admin/ Account management, credentials, cron jobs
api/
webauthn/ Biometric registration + verification
admin/ DB restore
...
components/
lock-screen.jsx Biometric lock overlay (PWA only)
logo.jsx Clock dial + VAULTED wordmark
nav.jsx Bottom navigation + help drawer
top-bar.jsx App header with ? and LOGOUT
account-card.jsx
charts/ Donut, sparkline, recharts wrappers
ui/ Shared primitives
lib/
db.js SQLite client, schema initialisation, seed
api.js Fetch wrappers for all routes
tokens.js Design token helpers (ASSETS colour map)
utils.js fmt, assetLabel, ownerLabel helpers
Private. No third-party can access your accounts. No OAuth. No open banking. You read the number, you type it or photograph it, it goes into your database on your machine.
Simple. One action per week. The app asks you to do one thing: update your balances. Everything else — charts, projections, notifications — is automatic.
Yours. The codebase is small enough to read in an afternoon. The database is a single file. You can SSH in and look at your data directly. There are no abstractions you don't control.