fix(typecheck): lenient deref for ref-mode params (#128)

[hyperpolymath]

ref/mut params lower to their bare value type (borrow checker tracks the borrow), but OpDeref forced the operand to unify with TRef tv — so stdlib reading ref params via *self/*other (traits.affine Eq/Ord/Hash/Display for Int/Bool) failed Unify (ref tv, Int).

*e now peels one borrow layer for TRef/TMut/TOwn and is the identity on value types. Real refs still deref; value types unchanged.

• stdlib 16 → 17/19 (traits.affine green)
• dune test 233/233, zero regression

Refs #128

[github-actions]

🔍 Hypatia Security Scan

Findings: 44 issues detected

Severity	Count
🔴 Critical	12
🟠 High	21
🟡 Medium	11

⚠️ Action Required: Critical security issues found!

View findings

[
  {
    "reason": "Stray AI.a2ml in root -- use 0-AI-MANIFEST.a2ml only",
    "type": "banned",
    "file": "AI.a2ml",
    "action": "delete",
    "rule_module": "root_hygiene",
    "severity": "high"
  },
  {
    "reason": "Superseded by 0-AI-MANIFEST.a2ml",
    "type": "banned",
    "file": "AI.djot",
    "action": "delete",
    "rule_module": "root_hygiene",
    "severity": "high"
  },
  {
    "reason": "Issue in quality.yml",
    "type": "missing_workflow",
    "file": "quality.yml",
    "action": "create",
    "rule_module": "workflow_audit",
    "severity": "high"
  },
  {
    "reason": "Issue in security-policy.yml",
    "type": "missing_workflow",
    "file": "security-policy.yml",
    "action": "create",
    "rule_module": "workflow_audit",
    "severity": "medium"
  },
  {
    "reason": "Action hyperpolymath/standards/.github/workflows/governance-reusable.yml@main needs attention",
    "type": "unpinned_action",
    "file": "governance.yml",
    "action": "pin_sha",
    "rule_module": "workflow_audit",
    "severity": "high"
  },
  {
    "reason": "TypeScript file detected -- banned language",
    "type": "banned_language_file",
    "file": "/home/runner/work/affinescript/affinescript/affinescript-deno-test/example/smoke_driver.ts",
    "action": "flag",
    "rule_module": "cicd_rules",
    "severity": "critical"
  },
  {
    "reason": "TypeScript file detected -- banned language",
    "type": "banned_language_file",
    "file": "/home/runner/work/affinescript/affinescript/affinescript-deno-test/cli.ts",
    "action": "flag",
    "rule_module": "cicd_rules",
    "severity": "critical"
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  {
    "reason": "TypeScript file detected -- banned language",
    "type": "banned_language_file",
    "file": "/home/runner/work/affinescript/affinescript/affinescript-deno-test/mod.ts",
    "action": "flag",
    "rule_module": "cicd_rules",
    "severity": "critical"
  },
  {
    "reason": "TypeScript file detected -- banned language",
    "type": "banned_language_file",
    "file": "/home/runner/work/affinescript/affinescript/affinescript-deno-test/lib/compile.ts",
    "action": "flag",
    "rule_module": "cicd_rules",
    "severity": "critical"
  },
  {
    "reason": "TypeScript file detected -- banned language",
    "type": "banned_language_file",
    "file": "/home/runner/work/affinescript/affinescript/affinescript-deno-test/lib/runner.ts",
    "action": "flag",
    "rule_module": "cicd_rules",
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]

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