Debtshield

AI-powered credit repair platform. Generate debt verification letters, simulate credit score changes, and get 24/7 AI assistance.

Features

• Credit Score Simulator — Predict score changes from actions (new loans, payments, inquiries)
• Debt Verification Letter Generator — Professional dispute letters with certified mail instructions
• Credit Report Upload — Upload/scan credit reports for auto-extraction (OCR)
• Debtshield AI Agent — 24/7 subscription-based AI credit repair assistant
• 1:1 Consultation Booking — Free consultation upsell

Tech Stack

• FastAPI backend
• SQLite database
• Vanilla JS mobile-first frontend
• Uvicorn server

Run Locally

cd python
pip install -r requirements.txt
uvicorn main:app --reload --port 8000

Open http://localhost:8000

Deployment

Deploy to Fly.io or Render:

flyctl launch
flyctl deploy

Pricing

• Free: Score simulator + 1 letter/month
• $29/mo: Debtshield AI Agent — unlimited letters + 24/7 support
• $99/mo: Professional — 1:1 consultations + full service

Repo

https://github.com/lifecycleResearch/debtshield