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Original file line number Diff line number Diff line change
Expand Up @@ -14,7 +14,7 @@ Grid supports a wide range of fiat currencies and cryptocurrencies, with automat
<CountrySupport />

<Note>
Grid automatically selects the optimal rail based on currency, country, and amount. You don't need to specify the rail in your API requests.
Grid automatically selects the optimal rail based on currency, country, and amount. You don't need to specify the rail in your API requests. For destinations without a local rail, create a SWIFT external account to pay out over international wire — see [External Accounts](/payouts-and-b2b/depositing-funds/external-accounts).
</Note>

## Currency Conversion
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42 changes: 42 additions & 0 deletions mintlify/snippets/external-accounts.mdx
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Expand Up @@ -789,6 +789,48 @@ curl -X POST 'https://api.lightspark.com/grid/2025-10-13/customers/external-acco
</Note>
</Tab>

<Tab title="SWIFT (International)">
**SWIFT / International Wire**

Use a SWIFT account to send payouts to bank accounts in countries or currencies where Grid doesn't offer a local payment rail. Provide the bank's SWIFT/BIC code and the beneficiary's account number (or IBAN for IBAN-based corridors).

```bash cURL
curl -X POST 'https://api.lightspark.com/grid/2025-10-13/customers/external-accounts' \
-H 'Authorization: Basic $GRID_CLIENT_ID:$GRID_CLIENT_SECRET' \
-H 'Content-Type: application/json' \
-d '{
"currency": "USD",
"platformAccountId": "swift_usd_001",
"accountInfo": {
"accountType": "SWIFT_ACCOUNT",
"country": "NG",
"swiftCode": "GTBINGLA",
"bankName": "Guaranty Trust Bank",
"accountNumber": "1234567890",
"beneficiary": {
"beneficiaryType": "INDIVIDUAL",
"fullName": "Adaeze Okafor",
"birthDate": "1991-03-22",
"nationality": "NG",
"address": {
"line1": "15 Broad Street",
"city": "Lagos",
"state": "Lagos",
"postalCode": "101233",
"country": "NG"
}
}
}
}'
```

<Note>
`currency` is the currency the destination account holds, and `country` is where the bank
account is located — they can differ. Provide `accountNumber` for most corridors; use `iban`
instead for IBAN-only corridors (e.g. GB, BR).
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</Note>
</Tab>

<Tab title="Cryptocurrency">
**Bitcoin Lightning (Spark Wallet)**

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