BankFlow - Online Banking System

A modern, full-featured online banking system built with Django, HTML5, CSS3, Bootstrap 5, and JavaScript, inspired by Revolut's clean and intuitive design.

🚀 Features

Core Banking Features

• User Authentication: Sign up, login, and logout functionality
• Dashboard: Comprehensive overview of accounts, balances, and transactions
• Multiple Account Types: Checking, Savings, and Business accounts
• Transaction Management: Track deposits, withdrawals, transfers, and payments
• International Transfers: Send money globally with real-time exchange rates
• AI Assistant: 24/7 intelligent chatbot for customer support, transaction help, and error resolution

Card Management

• Virtual Cards: Create unlimited virtual cards for secure online shopping
• Physical Cards: Customizable physical cards with contactless payments
• Card Controls: Freeze/unfreeze cards, set spending limits
• Custom Designs: Personalize card colors and names

Savings & Investments

• High Yield Savings: 5.50% APY with daily interest accrual
• Savings Goals: Set and track financial goals
• Auto-deposits: Automated savings transfers
• Stock Trading: Commission-free trading of 4,000+ stocks and ETFs
• Automated Investing: AI-powered portfolio management
• Fractional Shares: Start investing with as little as $1

Money Management

• Smart Budgeting: Auto-categorize expenses and track spending
• Real-time Notifications: Instant alerts for every transaction
• Analytics Dashboard: Visualize spending patterns and trends
• Multi-currency Support: Hold and exchange 150+ currencies

AI & Automation

• Intelligent Chatbot: Natural language processing for banking queries
• Intent Detection: Automatically understands user needs (balance, transfers, cards, etc.)
• Smart Actions: AI-assisted transactions with verification
• Error Handler: Automatic error detection and resolution suggestions
• Support Tickets: AI escalation to human support when needed
• FAQ Knowledge Base: Self-service help center with 12+ common questions
• Conversation History: Track all interactions with AI assistant
• Multi-Agent System: Specialized agents for different banking tasks

Subscription Plans

• Standard: Free basic banking features
• Premium: $9.99/month with enhanced features and physical card
• Metal: $16.99/month with metal card, cashback, and concierge service

🎨 Design Features

Revolut-Inspired UI

• Clean, modern interface with intuitive navigation
• Full-width hero sections with gradient backgrounds
• Modular feature blocks with hover effects
• Responsive design (mobile, tablet, desktop)
• Smooth animations and transitions
• Custom color scheme with primary accent colors

Navigation Structure

• Top Navigation: Logo, main menu (Personal, Business, Kids & Teens, Company)
• Mobile Menu: Offcanvas sidebar with collapsible sections
• Dropdown Menus: Organized feature categories
• Footer: Product links, company info, legal pages, country selector

📁 Project Structure

WORKSPACE-BANKING/
├── banking_system/          # Django project settings
│   ├── settings.py
│   ├── urls.py
│   └── wsgi.py
├── accounts/                # User accounts & profiles
│   ├── models.py           # UserProfile, BankAccount, AccountPlan
│   ├── admin.py
│   └── migrations/
├── cards/                   # Card management
│   ├── models.py           # Card model
│   └── admin.py
├── transactions/            # Transaction handling
│   ├── models.py           # Transaction, InternationalTransfer
│   └── admin.py
├── savings/                 # Savings accounts
│   ├── models.py           # SavingsAccount, InterestAccrual
│   └── admin.py
├── investments/             # Investment portfolio
│   ├── models.py           # Portfolio, Stock, Investment
│   └── admin.py
├── ai_assistant/            # AI chatbot & support system
│   ├── models.py           # Conversation, Message, SupportTicket, FAQKnowledge, ErrorLog
│   ├── views.py            # Chat interface, ticket management
│   ├── ai_engine.py        # NLP, intent detection, response generation
│   ├── admin.py
│   └── management/
│       └── commands/
│           └── populate_faq.py
├── main/                    # Main app with views
│   ├── views.py            # All view functions
│   └── admin.py
├── templates/               # HTML templates
│   ├── base.html           # Base template with navigation
│   ├── home.html           # Landing page
│   ├── plans.html          # Pricing page
│   ├── auth/               # Authentication templates
│   │   ├── login.html
│   │   └── signup.html
│   ├── dashboard/          # Dashboard templates
│   │   └── dashboard.html
│   └── features/           # Feature pages
│       ├── cards.html
│       ├── savings.html
│       ├── stocks.html
│       └── ...
├── static/                  # Static files
│   ├── css/
│   │   └── style.css       # Custom CSS
│   ├── js/
│   │   └── main.js         # JavaScript
│   └── images/
├── media/                   # User uploads
├── manage.py
└── db.sqlite3

🛠️ Installation & Setup

Prerequisites

• Python 3.8+
• pip (Python package manager)

Installation Steps

1. Clone or navigate to the project directory:

   cd C:\Users\TRUTECH\OneDrive\Documents\WORKSPACE-BANKING

2. Create a virtual environment (if not already created):

   python -m venv venv

3. Activate the virtual environment:

   # Windows
   .\venv\Scripts\Activate.ps1
   
   # Linux/Mac
   source venv/bin/activate

4. Install required packages:

   pip install django pillow

5. Run migrations:

   python manage.py makemigrations
   python manage.py migrate

6. Create a superuser (for admin access):

   python manage.py createsuperuser

   Follow the prompts to set username, email, and password.

7. Run the development server:

   python manage.py runserver

8. Access the application:

   • Main site: http://127.0.0.1:8000/
   • Admin panel: http://127.0.0.1:8000/admin/

📱 Pages & URLs

Public Pages

• / - Home (landing page)
• /login/ - User login
• /signup/ - User registration
• /plans/ - Pricing plans

Authenticated Pages

• /dashboard/ - User dashboard
• /cards/ - Card management
• /savings/ - Savings accounts
• /stocks/ - Stock trading
• /international-transfers/ - International money transfers
• /send-receive/ - Send & receive money
• /money-management/ - Budgeting and analytics
• /automated-investing/ - Automated investing
• /ai/chat/ - AI Assistant chat interface
• /ai/faq/ - Help Center & FAQ search
• /ai/my-tickets/ - Support ticket management
• /ai/history/ - Conversation history

🎯 Key Features Implementation

Models

• UserProfile: Extended user information
• BankAccount: Multiple account support with balance tracking
• Card: Virtual and physical card management
• Transaction: Complete transaction history
• SavingsAccount: High-yield savings with goals
• Portfolio & Investment: Stock trading functionality
• Conversation: AI chat sessions with message tracking
• Message: Individual chat messages with intent detection
• AIAction: Automated actions suggested/executed by AI
• SupportTicket: Escalated support requests
• FAQKnowledge: Self-service knowledge base
• ErrorLog: Automatic error tracking and analysis

Authentication

• Django's built-in authentication system
• Custom signup with automatic profile creation
• Login/logout with redirects
• Protected routes with @login_required decorator

UI Components

• Bootstrap 5 for responsive layout
• Custom CSS with Revolut-inspired design
• Bootstrap Icons for iconography
• JavaScript for animations and interactions

🔒 Security Features

• CSRF protection (Django built-in)
• Password hashing
• Session management
• SQL injection protection (Django ORM)
• XSS prevention (Django templates)

🚀 Future Enhancements

• AI Assistant - Implemented with NLP and multi-agent system
• Support Ticketing - AI-powered escalation system
• Error Tracking - Automatic error logging and suggestions
• FAQ System - Self-service knowledge base
• Machine Learning - Train AI on user conversations
• Voice Assistant - Speech-to-text banking commands
• Sentiment Analysis - Detect frustrated users for priority support
• Payment gateway integration
• Real-time stock data API
• Email notifications
• Two-factor authentication
• Mobile app (React Native)
• Cryptocurrency support
• Bill payment integration
• Loan applications
• Credit score tracking
• Advanced analytics with Chart.js

💡 Usage Tips

For Development

1. Use the admin panel to manually create test data
2. Access admin at http://127.0.0.1:8000/admin/
3. Create sample accounts, cards, and transactions

For Testing

1. Sign up for a new account
2. Explore the dashboard
3. Navigate through feature pages
4. Test responsive design on different devices

🤝 Contributing

This is a learning project. Feel free to fork, modify, and use it for your own purposes.

📄 License

This project is open-source and available for educational purposes.

👤 Author

Created as a demonstration of modern Django web application development with a Revolut-inspired design.

🙏 Acknowledgments

• Design inspiration: Revolut
• CSS Framework: Bootstrap 5
• Icons: Bootstrap Icons
• Backend: Django
• Database: SQLite (development)

📞 Support

For issues or questions, please check:

• Django documentation: https://docs.djangoproject.com/
• Bootstrap documentation: https://getbootstrap.com/docs/
• Project structure and code comments

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Note: This is a demonstration project. For production use, implement additional security measures, use PostgreSQL instead of SQLite, set up proper environment variables, enable HTTPS, and follow Django deployment best practices.