MPChat is a next-generation instant messaging application seamlessly integrated with secure, compliant digital payments. We are committed to promoting the "Live with Crypto" lifestyle globally.
- Official Website: [https://mp.net/]
- Twitter (X): https://x.com/MPChatApp
- Top-Level Security: Industry-leading End-to-End Encryption (E2EE) and local data storage ensure your conversations remain private.
- Ephemeral Messages: "Burn-after-reading" and other privacy settings give you ultimate control.
- High-Quality Calls: Enjoy crystal-clear encrypted voice and video communications.
- Powerful Groups: Rich group features and management tools for effective community building.
- Secure File Sharing: Transfer any file type securely with encryption.
- Mini-App Ecosystem: A vibrant ecosystem of mini-apps connects developers and users.
- Compliant Custody: User assets are held in custody by regulated trust institutions, ensuring security and regulatory compliance. Licensing underway in multiple jurisdictions, including Australia.
- Major Stablecoins: Primarily supports USDC and USDT (compliant versions) for daily payments and settlements.
- Virtual Bank Accounts: Easily open multi-currency virtual accounts (USD, EUR, MXN, etc.) for simplified international transactions.
- Seamless Conversion: Integrated fiat-to-crypto and crypto-to-fiat on/off ramps.
- Global Visa Card: Get a virtual or physical Visa card. Spend globally by instantly converting crypto to fiat at point of sale. Accepted by millions of merchants worldwide.
- Growing Use Cases: Continuously integrating daily life scenarios like travel, ticketing, and QR code payments.
- Comprehensive APIs/SDKs: Rich Open APIs and SDKs for messaging, user management, groups, and most importantly, payments.
- Native Stablecoin Integration: Easily implement P2P transfers, group payments, tipping, red packets, and other monetization features into your mini-apps.
- Flexible Ecosystem: Build diverse mini-apps, from industry-specific tools and social entertainment to DeFi integrations.
- Security & Privacy First: A secure and privacy-conscious platform with clear guidelines for developers.
- Global Luxury Hotel Booking: Access to 8000+ luxury hotels with exclusive benefits.
- Airport VIP Services: Global coverage of 1224+ lounges, fast-track at 80+ airports, and premium chauffeur services.
- Private Jet Charter: Customized private flight experiences with luxury amenities.
- Premium Event Tickets: Access to top global events (Fashion Weeks, Oscars, NBA, World Cup, etc.).
- AI Developers: Use the Visa card for API purchases and virtual accounts for receiving payments.
- SMBs & Cross-Border Sellers: Manage customer service via chat, pay for ads with the Visa card, and receive payments via stablecoins.
- Digital Nomads: Daily spending with the Visa card and easy P2P transfers within chats.
- Mini-App Developers: Monetize and distribute applications through the group ecosystem.
- Q3 2025: Developer Platform V1.0 launch, initial developer onboarding. Expand high-frequency use cases.
- Q4 2025: Strengthen legal framework (AU/EU licensing), expand enterprise user.
- Q1 2026: Foster a thriving developer ecosystem. Integrate QR code payments with key merchants.
- Q2 2026: Become a leading global crypto lifestyle platform and a significant cross-border payment tool.
MPChat 是一款创新型的即时通讯工具，深度融合了加密通信与数字支付功能。我们致力于在全球范围内推广“拥抱加密生活 (Live with Crypto)”的理念。
- 官方网站: [[https://mp.net/]
- 官方推特 (X): https://x.com/MPChatApp
- 顶级安全防护: 采用业界领先的端到端加密 (E2EE) 协议和本地化数据储存，保护用户数据安全。
- 阅后即焚: 隐私设置保障用户隐私。
- 高质量音视频通话: 提供高质量的加密音视频通讯体验。
- 丰富的群组功能: 便捷的群管理工具，方便进行社群的管理与权限控制。
- 安全文件共享: 支持各类文件的加密传输。
- 群应用生态: 连接海量开发者与用户的丰富小程序生态。
- 合规托管: 用户资产由受监管的信托机构托管，确保资产隔离与安全。正在澳洲等多地申请合规牌照。
- 主流稳定币: 重点支持 USDC、USDT（合规版本）等作为日常支付媒介。
- 多币种虚拟账户: 轻松开设美元、欧元等多币种虚拟银行账户，简化国际交易。
- 法币兑换通道: 集成法币与数字货币的兑换功能。
- 全球 Visa 卡: 申请虚拟或实体 Visa 卡，消费时自动将加密货币转换为法币支付，全球数千万商户受理。
- 消费场景建设: 持续接入机票酒店、扫码消费等日常生活旅行场景。
- 丰富的 API/SDK: 提供全面的开放 API 和 SDK，覆盖消息、用户、群组及支付核心模块。
- 原生支付集成: 开发者可轻松在应用中集成点对点支付、群支付、打赏、红包等丰富支付场景。
- 灵活的应用扩展: 支持构建从行业工具、社交娱乐到 DeFi 集成的多样化小程序。
- 安全与隐私: 平台构建于先进的加密技术之上，并为开发者提供清晰的隐私与合规指引。
- 全球奢华酒店预定: 甄选 8000+ 奢华酒店，尊享 VIP 礼遇与优惠。
- 全球机场要客服务: 覆盖全球 1224+ 贵宾厅、80+ 机场要客通道、快速安检及专属接送服务。
- 私人飞机租赁: 提供定制化私人飞机服务，多种奢华机型可选。
- 全球精品赛事活动票务: 尊享全球顶级赛事、时装周、电影节、音乐会等票务服务。
- AI 开发者: 使用 Visa 卡采购 AI 应用，用虚拟账户方便收款。
- 中小跨境商家: 通过通讯功能管理客户服务，用 Visa 卡支付广告费，用稳定币结算收款。
- 数字游民: 使用 Visa 卡日常消费，通过通讯内的社交支付方便资金流转。
- 小程序开发者/推广者: 通过群应用获得分发渠道，利用虚拟账户和 Visa 卡方便资金流通。
- 2025 第三季度: 发布开发者平台 V1.0，邀请首批开发者。拓展出行、娱乐票务等高频场景。
- 2025 第四季度: 完善澳洲、欧洲等地法律框架与支付合作。推广企业用户。
- 2026 第一季度: 繁荣开发者生态，接入重点区域商户的扫码支付。
- 2026 第二季度: 成为全球领先的加密生活方式平台和重要的跨境支付工具。
- 2025 第三季度: 发布开发者平台 V1.0，邀请首批开发者。拓展出行、娱乐票务等高频场景。
- 2025 第四季度: 完善澳洲、欧洲等地法律框架与支付合作。推广企业用户。
- 2026 第一季度: 繁荣开发者生态，接入重点区域商户的扫码支付。
- 2026 第二季度: 成为全球领先的加密生活方式平台和重要的跨境支付工具。