fix: handle nil pointer dereference issues

[joekr]

What this PR does / why we need it:
This adds some basic nil checks and adds tests

Which issue(s) this PR fixes (optional, in fixes #<issue number>(, fixes #<issue_number>, ...) format, will close the issue(s) when PR gets merged):
NA

[joekr]

unit tests

        github.com/oracle/cluster-api-provider-oci              coverage: 0.0% of statements
ok      github.com/oracle/cluster-api-provider-oci/api/v1beta1  26.357s coverage: 23.3% of statements
ok      github.com/oracle/cluster-api-provider-oci/api/v1beta2  0.986s  coverage: 18.1% of statements
ok      github.com/oracle/cluster-api-provider-oci/cloud/config 1.257s  coverage: 86.1% of statements
        github.com/oracle/cluster-api-provider-oci/cloud/metrics                coverage: 0.0% of statements
ok      github.com/oracle/cluster-api-provider-oci/cloud/ociutil        1.051s  coverage: 15.9% of statements
ok      github.com/oracle/cluster-api-provider-oci/cloud/ociutil/ptr    1.710s  coverage: 100.0% of statements
ok      github.com/oracle/cluster-api-provider-oci/cloud/scope  22.153s coverage: 74.5% of statements
        github.com/oracle/cluster-api-provider-oci/cloud/scope/mocks            coverage: 0.0% of statements
        github.com/oracle/cluster-api-provider-oci/cloud/services/base          coverage: 0.0% of statements
        github.com/oracle/cluster-api-provider-oci/cloud/services/base/mock_base                coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/cloud/services/compute       [no test files]
        github.com/oracle/cluster-api-provider-oci/cloud/services/compute/mock_compute          coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/cloud/services/computemanagement     [no test files]
        github.com/oracle/cluster-api-provider-oci/cloud/services/computemanagement/mock_computemanagement              coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/cloud/services/containerengine       [no test files]
        github.com/oracle/cluster-api-provider-oci/cloud/services/containerengine/mock_containerengine          coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/cloud/services/identity      [no test files]
        github.com/oracle/cluster-api-provider-oci/cloud/services/identity/mock_identity                coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/cloud/services/loadbalancer  [no test files]
        github.com/oracle/cluster-api-provider-oci/cloud/services/loadbalancer/mock_lb          coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/cloud/services/networkloadbalancer   [no test files]
        github.com/oracle/cluster-api-provider-oci/cloud/services/networkloadbalancer/mock_nlb          coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/cloud/services/vcn   [no test files]
        github.com/oracle/cluster-api-provider-oci/cloud/services/vcn/mock_vcn          coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/cloud/services/workrequests  [no test files]
        github.com/oracle/cluster-api-provider-oci/cloud/services/workrequests/mock_workrequests                coverage: 0.0% of statements
ok      github.com/oracle/cluster-api-provider-oci/cloud/util   1.136s  coverage: 60.9% of statements
ok      github.com/oracle/cluster-api-provider-oci/controllers  3.418s  coverage: 59.2% of statements
ok      github.com/oracle/cluster-api-provider-oci/exp/api/v1beta1      6.964s  coverage: 15.3% of statements
ok      github.com/oracle/cluster-api-provider-oci/exp/api/v1beta2      1.339s  coverage: 5.8% of statements
ok      github.com/oracle/cluster-api-provider-oci/exp/controllers      2.170s  coverage: 56.3% of statements
        github.com/oracle/cluster-api-provider-oci/feature              coverage: 0.0% of statements
?       github.com/oracle/cluster-api-provider-oci/version      [no test files]

e2e tests

Ran 9 of 31 Specs in 3378.241 seconds
SUCCESS! -- 9 Passed | 0 Failed | 0 Pending | 22 Skipped