Konten und Depots. Lokal, sicher, im DACH-Raum.
Local-first multibanking & portfolio overview — built for Germany, Austria, and Switzerland.
pekunia.app · Overview · Install · FinTS
Pekunia is a privacy-first, locally hosted multibanking and portfolio app for the DACH region. It ships as a cross-platform Tauri desktop app with a Rust backend — your bank credentials, balances, and transactions never leave your device.
Checking accounts, savings, credit cards, and securities depots — aggregated into one consolidated dashboard, without a cloud middleman.
| Local-first | All bank communication happens directly between your device and your bank. No cloud, no proxy, no AISP scope. |
| Standards over scraping | FinTS 3.0 PIN/TAN, MT940, CAMT.053, CSV — and PSD2/XS2A (Berlin Group) on the roadmap. |
| DACH, Germany first | Registered as a FinTS product with the Deutsche Kreditwirtschaft. Austria and Switzerland follow. |
| Accounts and portfolios, equally | Securities depots are first-class — positions, cash, and performance, not an afterthought. |
Linux (incl. Arch-based distros like CachyOS) · Windows · macOS today. Android and iOS via Tauri 2.0 later.
- Not a SaaS or cloud service
- Not a mobile-first wallet
- Not a Payment Initiation Service (no PISP scope)
- Not a replacement for your bank's TAN device — Pekunia uses your bank's existing 2FA flow (pushTAN, chipTAN, photoTAN, smsTAN)
Pekunia is in active development. The first public release will be announced on pekunia.app.
Made in the DACH region · pekunia.app