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Adds Chapter 21 (script + docs + tests) for NSO: best/base/worst + stress scenario pack, one-at-a-time sensitivity scan, cash buffer triggers, and governance templates. Wiring: Makefile target business-ch21 + Sphinx toctree entry. Acceptance: make lint; pytest -q; make business-nso-sim; make business-ch21; make docs.

@nicholaskarlson nicholaskarlson merged commit 01bac02 into main Jan 18, 2026
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@nicholaskarlson nicholaskarlson deleted the feat/trackd-ch21-scenarios-sensitivity branch January 18, 2026 00:00
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