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Delete an on ledger XRPL account, sending all funds minus the XRPL fee (5XRP) to one of your other accounts. (xApp to merge accounts account delete, XRPL (XUMM managed) non custodial to XRPL (XUMM managed) non custodial)
Configure a Tangem card as a backup card for your primary Tangem account. Card lost? Funds safe! xApp for backing up your Tangem card (to another Tangem card, using an on ledger Regular Key)