Loans: Choose currency

[luk6173]

Hello @ulsklyc,

yesterday I looked on Loans which is very fine, but I miss to choose the currency for my different loans.
Can you add it please?

Thank you and Regards,
Lukas

[ulsklyc]

Hi Lukas,

this is in as of v1.47.0.

A loan can now run in its own currency: the loan dialog has a currency picker, and as soon as you pick something other than your budget currency, a conversion rate field appears next to it. Everything about the loan itself (total, instalments, remaining balance) then stays in that currency, so the schedule stays exact. The card shows the loan's own currency first with the budget equivalent underneath.

Two notes on how it behaves:

• The rate is fixed and maintained by hand, not a daily quote. A loan running for years shouldn't have its remaining balance move every day, and this way the feature needs no exchange-rate API key.
• Only two things convert: the summary card at the top (it adds up across loans, so it has to pick one currency) and the budget entry that gets created when you record an instalment. That conversion happens at booking time, so changing the rate later leaves already booked instalments alone.

Thanks for the suggestion.