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Comparison of French investments: Life Insurance, PEL, Livret A, PEA (S&P 500), based on historical data

The graphic illustration presented is not a reliable indicator of the future performance of your investments. Its sole purpose is to illustrate the mechanisms of an investment over the investment period.


Features

  • Comparison of returns on Livret A savings accounts, PEL savings accounts, life insurance, and the S&P 500;
  • Taxation taken into account;
  • Calculation of compound annual growth rate (CAGR);
  • Adjustment for inflation;
  • Variable simulation dates and durations;
  • Simulation of a “virtual PEL” without taxation to compare perception vs. reality;
  • Calculation of amounts received after taxation.

Installation

From sources

git clone https://github.com/ysard/pyfi.git
cd pyfi

Install requirements

Preferably in a virtual environment:

$ pip install -r requirements.txt

Usage

For the local web browser app:

$ make

Only for the matplotlib graph:

$ make local_portfolios

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Simulation du rendement et de la fiscalité d'enveloppes d’épargne françaises.

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