[Exploratory] Validation-"Validate your account" is shown to a verified user after clicking Add BA

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Version Number: 9.4.20-1
Reproducible in staging?: Yes
Reproducible in production?: Yes
If this was caught during regression testing, add the test name, ID and link from BrowserStack: #92154
Email or phone of affected tester (no customers): N/A
Issue reported by: Applause Internal Team
Bug source: Exploratory - Significant User Experience Deterioration
Device used: MacBook Air 26.5 Chrome, iPhone 15 iOS 26.5
App Component: User Settings

Action Performed:

1. Sign in to ND with a new account with "Something else" purpose
2. Set the legal name, DOB, phone number, and the address in Profile/ Private, click Save
3. "Let's make sure it's you" page appears with the magic code input, enter the magic code
4. Open Profile - Contact methods and make sure the account is verified
5. Create a workspace
6. Go to Account/ Wallet, click Add bank account

Expected Result:

Verification flow is not triggered as the account has been verified

Actual Result:

"Validate your account" with a magic code input appears after clicking "Add bank account" in Wallet for the already verified user

Workaround:

Unknown

Platforms:

• Android: App
• Android: mWeb Chrome
• iOS: App
• iOS: mWeb Safari
• iOS: mWeb Chrome
• Windows: Chrome
• MacOS: Chrome Safari

Screenshots/Videos

Bug7192194_1782493374433.Validate_your_account_second_time_Web.mp4

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Applause Internal Information
Exported by: Julia Ponikarchuk
Bug ID: 7192194

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