[No QA] Automatically navigate away from 3DS challenge if transaction disappears

[chuckdries]

Explanation of Change

Adds an effect in AuthorizeTransactionPage which calls closeRHPFlow() if the transaction disappears and we did not decline it on this device.

I'm unsure of whether we want to adjust our breadcrumbs in this case

Fixed Issues

$ #86772
PROPOSAL:

Tests

1. Have two devices open at the same time
2. Send a 3DS challenge
3. Deny the transaction on one device
4. Observe the challenge RHP close on the other device

deny.transaction.auto-navigate.ios-web.mp4

• Verify that no errors appear in the JS console

Offline tests

None

QA Steps

None - QA cannot test 3DS transactions

• Verify that no errors appear in the JS console

PR Author Checklist

• I linked the correct issue in the ### Fixed Issues section above
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Screenshots/Videos

Android: Native

Android: mWeb Chrome

iOS: Native

iOS: mWeb Safari

MacOS: Chrome / Safari

[melvin-bot]

@jjcoffee Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

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[chatgpt-codex-connector]

Wait for Onyx hydration before auto-closing 3DS screen

This effect now closes the flow whenever transaction is falsy, but useOnyx(ONYXKEYS.TRANSACTIONS_PENDING_3DS_REVIEW) can be temporarily undefined before hydration completes (notably on cold start or web refresh). In that loading window, the screen will close even for a still-pending challenge, so users can be kicked out of a valid authorization flow without taking action. Please gate this branch on Onyx metadata (or another explicit “queue loaded” signal) before calling Navigation.closeRHPFlow().

Useful? React with 👍 / 👎.

[chuckdries]

Experimentally, this is not something that can happen, but even if it did, the 3ds navigation trigger would kick the user right back into the flow once it did hydrate

[codecov]

Codecov Report

✅ Changes either increased or maintained existing code coverage, great job!

Files with missing lines	Coverage Δ
...rAuthentication/AuthorizeTransactionPage/index.tsx	0.00% <0.00%> (ø)
... and 94 files with indirect coverage changes

[JakubKorytko]

Two small comments, overall LGTM

[dariusz-biela]

I have no further comments 😄

[chuckdries]

Hey @DylanDylann would you mind checklisting this? I know you don't have a real way to test 3DS challenges - you'll have to hard-code the isTransactionStillPending3DSReview check in src/libs/Navigation/useNavigateTo3DSAuthorizationChallenge.ts to true, then manipulate your Onyx state with Onyx.set/Onyx.merge in your browser console, to test the behavior. LMK in slack if you want some sample onyx updates data!

[DylanDylann]

This may cause a flicker, where AlreadyReviewedFailureScreen briefly appears before the deny success page. I suggest removing this.

[DylanDylann]

I think we can show a loading screen while waiting to navigate to the deny success screen to satisfy the type safe

[DylanDylann]

I suggest adding an isFocused condition here—we should only call closeRHP if the current page is focused. This will avoid triggering closeRHPFlow after navigating to the outcome screen.

[DylanDylann]

Reviewer Checklist

• I have verified the author checklist is complete (all boxes are checked off).
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  • I verified the steps cover any possible failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
• I checked that screenshots or videos are included for tests on all platforms
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  • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
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Screenshots/Videos

Screen.Recording.2026-04-14.at.15.11.55.mov

Android: HybridApp

Android: mWeb Chrome

iOS: HybridApp

iOS: mWeb Safari

MacOS: Chrome / Safari

[DylanDylann]

@chuckdries Some NITs ☝️