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v1.4.0 — Budget lenses, household sharing & iOS accessibility

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@Greigh Greigh released this 26 Jun 22:43
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Budget lenses, household sharing, dashboard budget insights, trial reminders, envelope rollover, iOS accessibility, and subscription action links — with 354 Vitest tests.

Added

  • Budget lenses — optional split presets (50/30/20, 80/20, 60/20/20, 70/20/10, custom), obligations-first / safe-to-spend, debt-focus with debtFocusExtra, and envelope lite (Pro) on web, iOS, and Android.
  • Envelope editor & rollover (Pro) — assign per-goal and per-category envelope amounts on the Budget tab; optionally roll unused category envelopes into the next period.
  • Dashboard budget status widget — safe-to-spend / lens headline as a reorderable dashboard widget.
  • Richer dashboard alerts — high credit utilization, subscription trials ending soon, and 0% promo cliffs on web, iOS, and Android.
  • Subscription action panel — cancel/manage links, duplicate detection, and trialEnds countdown on subscription bills.
  • Trial-ending reminders — email via the scheduler lead window and local notifications on iOS/Android when a subscription trial ends within three days.
  • Spending insights (Pro) — top category deltas vs the previous period on web and iOS.
  • Budget onboarding — welcome flow toggle for detailed tracking vs one-tap 50/30/20 lens when Budget is a goal.
  • Household sharing — create/join households, email invites, shared entity sync, and live SSE collaboration on web, iOS, and Android.
  • iOS accessibility — Dynamic Type, VoiceOver labels, reduced-motion animations, and semantic amount/status presentation.
  • 354 Vitest tests (up from 326).

Changed

  • Settings → Budget lens and Family (household) on all clients.
  • Entitlements include householdMax for Pro vs Family tier caps.
  • docs/competitive-roadmap.md and docs/native-contract.md updated.
  • Dependencies: stripe 22.3.0, @simplewebauthn/server 13.3.2; Android versionCode 4.

Fixed

  • Contact page dark mode — legal/contact sub-panels no longer wash out against the dark hero shell.

Full changelog: https://github.com/Greigh/FiHaven/blob/main/CHANGELOG.md#140--2026-06-26