The private financial layer of the agent economy: non-custodial, confidential-by-default banking for humans and their AI agents on Robinhood Chain.
HoodPrivate is a crypto neobank built for what money is becoming. Transfer amounts stay confidential, settlement lands in under a second, and you hold your own keys the entire time. Addresses are visible on-chain. Amounts are not.
Every other financial product forces a compromise. Traditional banks watch your entire transaction history and share it with processors and advertisers. Public blockchains broadcast every balance and transfer to anyone who cares to look. HoodPrivate opens a third path: your activity settles on Robinhood Chain where anyone can verify it happened, but only you and the counterparty ever see how much moved.
One account serves the whole spectrum of the new economy: a person getting paid in USDG, and an AI agent settling a compute bill at three in the morning. Agents hold their own wallets, operate under spend policies you define, and appear in your transaction feed like anything else.
| HoodPrivate | Typical crypto wallet | Traditional bank | |
|---|---|---|---|
| Transfer amounts | Encrypted by default | Fully public | Hidden from the public, visible to the bank |
| Custody | Non-custodial, keys on-device | Non-custodial | Custodial |
| Settlement | Sub-second, on-chain | Sub-second, on-chain | 1-3 business days |
| Agent support | Native accounts, spend policies | Bolted-on API, if any | None |
| Compliance | Selective disclosure to auditors | N/A | Full visibility to the institution |
| Onboarding | Passkey, no seed phrase required | Seed phrase | Application and review |
HoodPrivate runs on its own confidential token contracts deployed on Robinhood Chain (Robinhood's AI-native Ethereum Layer 2). These contracts encrypt transfer amounts with zero-knowledge proofs while keeping sender and receiver addresses public. Paired with Robinhood Chain's 100ms block times and rollup-level fees, this makes it the first chain where private, instant, self-custodial payments are viable at consumer scale.
Accounts are denominated in USDG, with bridged USDC accepted too. ETH is held automatically as a gas reserve, so network fees never cross your mind.
New to HoodPrivate? → How HoodPrivate Works
Sending or receiving money? → Creating Your Account
Building or running an AI agent? → Agent Accounts Overview
Integrating HoodPrivate into your product? → API Reference
Want the technical detail on the privacy model? → Confidential Transfers Explained