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Ipon v0.9.0 (Pre-release) 🌱

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@Kairu-Dev Kairu-Dev released this 17 May 03:47
· 3 commits to main since this release
v0.9.0-beta
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We are excited to share the v0.9.0-beta pre-release of Ipon! 🎉

Ipon is a modern, AI-powered personal finance tracker designed to help Filipino students and working adults build better financial habits. This pre-release delivers our complete core feature set—combining real-time data tracking with intelligent, autonomous AI assistance—as we prepare for our final v1.0 launch.

✨ Core Features in this Beta

📊 Dynamic Dashboard

  • Real-time overview of monthly income, expenses, and remaining balance.
  • Dynamic "Safe to Spend" algorithm based on daily budget calculations.
  • Month-over-month trend indicators and visual spending breakdowns.
  • One-click AI Insights powered by Gemini and Groq to analyze your monthly spending habits.

💸 Transaction Management

  • Log income and expenses with precise categorization and payment methods (Cash, GCash, Bank Transfer, etc.).
  • Grouped chronological list views with visual color-coding for quick scanning.

📋 Smart Budgeting

  • Set strict monthly limits per expense category.
  • Visual progress bars with adaptive warning states (Green → Warning → Danger) as you approach your limits.

🎯 Savings Goals

  • Create custom savings targets with deadlines and dedicated icons.
  • Track progress visually and contribute funds seamlessly.

🤖 Agentic AI Assistant

  • A conversational AI that understands your live financial context.
  • Autonomous Actions: The AI can generate confirmation cards to log transactions, set budgets, or create savings goals directly from natural language.
  • Strict Guardrails: The AI is strictly programmed against hallucination—it will proactively ask you to clarify missing details (like exact amounts or deadlines) before taking any action.

🚧 What's Next for v1.0 (Pending)

  • OAuth Integration: While Email/Password authentication is fully functional via Convex Auth, the Google and Apple sign-in buttons are currently UI placeholders and will be wired up for the final production release.
  • Analytics Page: Advanced chart generation and custom date-range reporting.

🛠 Architecture & Tech Stack

  • Frontend: Next.js 16.2 (App Router), Tailwind CSS, shadcn/ui, Zustand
  • Backend: Convex (Real-time BaaS), Convex Auth
  • AI Integration: Google Gemini API & Groq API
  • Testing: Vitest & Playwright

Built with ❤️ for better financial habits.

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