A prototype fintech platform for simplified online banking
LIFE Pay is a web-based prototype that allows users to manage deposits, loans, and interest calculations. The system currently serves over 500 testers in Haiti and integrates with MonCash (via API) and NatCash for real transactions.
- Balance Check Portal: Secure PIN-based login using PHP and CSV data storage.
- Automated Interest Calculation: Monthly interest computed via Excel formulas using daily balance inputs.
- Loan Management: Users can request loans via Google Forms, automatically recorded for review.
- API Integration: MonCash API implemented for transaction processing.
- WhatsApp Support: Built-in support chat link for user communication.
Frontend: HTML, CSS, JavaScript
Backend: PHP, CSV storage, MonCash API
Automation: Excel + Google Forms
Hosting: cPanel webhost (public_html directory)
- Migrate from Excel to MySQL database
- Build admin dashboard for real-time stats
- Develop a React-based user interface
- Expand integrations with local financial apps
🔗 Live Demo of the balance checker: www.lbhaiti.com/balance
🧾 MonCash API Documentation: www.sandbox.moncashbutton.digicelgroup.com/Moncash-business/resources/doc/RestAPI_MonCash_doc.pdf
Note: All financial and account data have been replaced with mock data for security.
