v0.6.1

Home's total value is everything the person has in the wallet: every active portfolio, what is in Earn, and now what waits in the funding wallet too (its USDC, its SOL and any other token, each at its own price). Money that has arrived and not yet been moved into a portfolio no longer leaves the total at zero. "Ready to invest" is unchanged: it counts cash inside portfolios only. A total that counts SOL or a tracker in the funding wallet needs a live price for it, by the same rule as a portfolio's holdings.

Nothing for the apps to change: homeView and portfolioOverview keep their shapes.