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Refresh ACA Marketplace targets with 2026 OEP PUFs #870

@MaxGhenis

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@MaxGhenis

CMS has published the 2026 Marketplace Open Enrollment Period Public Use Files. upstream/main has ACA spending/enrollment source files through 2025 and aca_marketplace_state_metal_selection_2024.csv for state metal-selection targets.

Add the 2026 Marketplace PUF source where it matches current calibration target definitions, and keep this coordinated with #805 and #861 so we do not duplicate or conflict with the broader ACA target cleanup.

Source: https://www.cms.gov/data-research/statistics-trends-reports/marketplace-products/2026-marketplace-open-enrollment-period-public-use-files

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