Financy v0.6.0

💰 Financy v0.6.0 — Debt tracking

Financy now tracks debt as a first-class part of your finances. Add a
Buy-Now-Pay-Later or installment plan and Financy generates the schedule, opens a
matching liability account, and wires it into your zero-based budget — so the money
you owe shows up in your net worth and your monthly plan, never drifting out of
balance with the rest of your journal.

✨ Highlights

💳 A Debts module

• A new Debts screen in the toolbar (between Recurring and Analytics). Add a debt
  with its name, lender, pay-from account, total, number of installments, purchase
  date, first due date, and frequency — Financy generates a near-equal schedule
  automatically.
• Each debt is a tab with an inline installment table: Pay or Undo each
  installment, or tap an unpaid one to edit its due date or amount.
• The header summarises what's Outstanding, Due now, due This month, and
  Next month. Payments are dated when you actually pay (today), not the scheduled
  due date.

🎯 Debts in your zero-based budget

• Each debt is its own envelope under a Debt Payments group — fund it monthly, and
  paying an installment is budgeted spending that draws the liability down, leaving
  Ready to Assign neutral.
• Every debt also opens an off-budget Liability account that mirrors the
  outstanding balance, so it counts in Accounts and Net Worth.
• The original purchase is booked as a balance-sheet-only financing event on its
  purchase date (distinct from the first payment's due date) against an equity
  contra — Net Worth drops by what you owe, with no expense category charged.

⚡ Pay a debt from Add Transaction

• The Add Transaction form gains a Pay debt type: choose a debt and one of its
  unpaid installments to post the payment without leaving the transaction flow.

🗃️ Data & compatibility

• Append-only schema migrations v5–v7 add debt persistence. Existing .financy
  files upgrade automatically on open (a .bak is written first).
• Amounts remain integer minor units; money is never stored as a float.

📦 Install

Grab the build for your platform from the assets below.

• Debian / Ubuntu: sudo apt install ./Financy-v0.6.0-linux-amd64.deb
• Fedora / RHEL / openSUSE: sudo dnf install ./Financy-v0.6.0-linux-x86_64.rpm
• Other Linux: extract Financy-v0.6.0-linux-amd64.tar.xz and run the app.
• Windows: run the .exe (SmartScreen → More info → Run anyway; unsigned).
• macOS: unzip, move to Applications, first launch right-click → Open (unsigned).

The full list of changes is in CHANGELOG.md.